public marks

PUBLIC MARKS from creditdebit with tags credit & money

April 2009

Bad Credit Score! Still Finance Your Car With Bad Credit Car Loan

Tip! Pay with cash Using debit cards and cash are good ways to control your debt (and therefore maintain a great credit score). Bad credit happens when the person is lenient in making payment of debts. Earlier, the people with bad credit found it al...

March 2009

Consolidate your Credit Card Debt and Increase your Credit Score

Tip! Any new credit: How much credit have you recently applied for and been granted. They will also look at how many enquiries have been made concerning your credit score. Are you struggling to pay your bills? Can’t seem to manage the surmounting...

February 2009

Repair Credit Score: The First Two Steps To Increasing Your Credit Score By 100 Points

Tip! Pay the minimum monthly payments. This will repair your credit score remarkably. Need to repair your credit score? Would you like to increase your credit score by 50 to 100 points? If you answered yes, keep reading because you are about to uncov...

November 2008

Free Credit Report -- Part II

Tip! Education loans are also sanctioned by colleges, universities, and other institutions based on your credit report. So, if your kids are planning to go to college and qualify in professional courses then their whole future will depend on your havin...

Raise Your Credit Score In Seven Easy Steps

Tip! Keep old paid off accounts in an open status. If you close an account, it won’t help your FICO score but it could lower your credit score. How important is it really to repair one’s credit score? Credit scores are tantamount to one&#82...

October 2008

What Does A Good Credit Score Look Like?

Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all. Finding out what is an excellent credit score can be a good first step in a good financia...

The Fastest Route to a Great Credit Score

Tip! Make every payment on time. This is the most important factor in your credit score rating. Building credit is an essential part of any financial portfolio. It allows you the freedom of using other peoples money and getting it at a low rate of ret...

Free Credit Score? Not Really!

Tip! Any new credit: How much credit have you recently applied for and been granted. They will also look at how many enquiries have been made concerning your credit score. There is a bit of misunderstanding going around regarding free credit reports: y...

September 2008

Debt Consolidation Can Be Essential To Your Credit Repair

The Attorney’s Guide To Credit Repair. Each on us has a particular financial position, and most of us have some kind of debt to return. It can mean both, the big home loan or a small credit card bills. It actually means that all of us depend on ...

First Two Steps Towards Credit Repair

The Best Selling Credit Repair Package. Great seller quick turn around. High payout. Having a credit has become a vital instrument in our lives. Good credit score will allow us lots of everyday things we usually take for granted without paying much at...

High Risk Personal Loans - Fulfill your Financial Need and Improve your Credit Score

Tip! Closing unused accounts is a negative strategy to raising one’s credit score. Factually, fewer open accounts with the same amount of debt ultimately reduces a credit score. Are you someone with a poor credit history and no high value...

August 2008

Is It Too Late to Plan for Retirement? No Way, But An Annual Credit Report Is Essential

Tip! Get a copy of your credit report. Take advantage of the free government credit report from each of the National Consumer Credit Bureaus: Equifax, TransUnion and Equifax. An annual credit report is a necessity. Institutions reporting, that show up...

Quickly Improving Your Credit Score - Get A Hold Of Your Debt

Increase Your Credit Score -Fast! Save Thousands by correcting your credit yourself. Easy step-by-step instructions. If you have a history of poor credit or think that you might, it’s important that you find out and take the steps to improve it....

The Easy Way To Gain Access To Your Free Online Credit Report

Tip! It is possible that a very old credit records cannot be verified because records may no longer exist after 1 or 2 years on credit report. When you apply for credit, those lending you the money want to know if you are going to pay them back. One wa...

July 2008

Credit Report Disaster Through Mistaken Identity

Tip! Send your letter by certified mail, return receipt requested so you can document what the credit reporting agency received. Make sure your letter is dated, and don’t forget to keep copies of everything you send. I’ve got some very impo...

Credit Score: The Brightest Feather In Your Financial Cap

Tip! If you have paid off all your debt, and your credit score seems to be at a stand still, you might want to make small purchases each month with your credit card and pay them off immediately. Often times the credit bureaus like to see at least some...

June 2008

Mortgage Credit Repair After Experiencing Mortgage Servicing Hell

Tip! Make credit repair your focus. You need to insure that each purchase you make is a wise one. First Frank and Janet thought it was a simple error. Their mortgage had been recently sold to a new company with a new servicing company. As with the pri...

May 2008

Credit Report - Check Yours Regularly - and for Free

Tip! Creditors use your credit report and score to decide whether or not you should be given a loan. In the twenty-first century, there are few documents that have a greater impact on the lives of Americans then their credit report. Credit rating det...

Resolving Credit Card Disputes

Tip! Never give your credit card number to someone that calls you on the telephone. If the caller purports to be from a company that you do business with, or from the credit card company itself, tell them that you’ll call them back at the number ...

Credit Report Hassles

Tip! In addition to providing your complete name and address, your letter should clearly identify each item in your credit report that you dispute. State the facts and why you are disputing the information. There is no end to the amount of pain that yo...

Personal Savings Rate and Credit Card Debt in the United States

Tip! Fall back option when overseas You can treat your credit card as a supplementary source of money when overseas (i.e. Have you ever imagined how much of your money is literally going waste as interest payments on credit cards? The average family in...

April 2008

How to Improve Your Credit Score

Increase Your Credit Score -Fast! Save Thousands by correcting your credit yourself. Easy step-by-step instructions. In today’s world having good credit is an absolute must. Credit is no longer for simply buying items today and paying for them l...

Debt Consolidation and Credit Repair

Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...

Your Credit Score: Make the Numbers Work For You

Tip! Any new credit: How much credit have you recently applied for and been granted. They will also look at how many enquiries have been made concerning your credit score. Your credit file is all about how you borrow money. Using a formula, credit agen...

Big Brother Knows What's in Your Credit Report - How About You?

Tip! Education loans are also sanctioned by colleges, universities, and other institutions based on your credit report. So, if your kids are planning to go to college and qualify in professional courses then their whole future will depend on your havin...