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PUBLIC MARKS from creditdebit with tags credit & "credit reports"

June 2009

Increase Your Credit Score With A Homeowner Debt Consolidation Loan

Tip! Any new credit: How much credit have you recently applied for and been granted. They will also look at how many enquiries have been made concerning your credit score. 1f87 It can be said that debt consolidation is the most effectual means for im...

March 2009

The Importance of Learning To Read Your Credit Report

Tip! You will see the addresses for each creditor on the credit report. If it is not there, then you can call customer service to ask them to provide you with the missing information. If you’ve ever applied for a credit card, a personal loan, or...

February 2009

Replenish Credit Score by Credit Card Debt Management Services

Tip! My credit score will drop if multiple lenders check my credit- If you contact multiple mortgage lenders shopping for the best interest rate within a couple of week period they are grouped together into a less damaging inquiry. In essence, they wi...

January 2009

Improve Your Credit Rating And Score With A Secured Credit Card

Tip! Pay with cash Using debit cards and cash are good ways to control your debt (and therefore maintain a great credit score). 208d If you have been having trouble with you credit rating and have a large amount of debts or if you have not yet bui...

Advantages And Disadvantages Of Seeing Your Free Credit Report Online

Tip! If the information provider finds that there was no error, you can request that the credit reporting agency send a copy of the disputes with any report that is requested by creditors. You can also provide an explanation of a negative report in 10...

November 2008

Free Credit Report -- Part II

Tip! Education loans are also sanctioned by colleges, universities, and other institutions based on your credit report. So, if your kids are planning to go to college and qualify in professional courses then their whole future will depend on your havin...

October 2008

The Truth About 10 Credit Score Myths

Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all. Credit scores are enormously important to both borrowers and mortgage lenders. In the sam...

Personal Loans for People with Bad Credit: Funds and Credit Repair!

Tip! You are under no obligation to pay for anything in advance. All the services promised by a credit repair companies must be rendered before you have to pay them. Bad Credit Home Loans As regards to mortgage borrowing, some companies may lend up to ...

September 2008

Worried about Your Credit Worthiness? Get an Instant Report Online

Tip! Send your letter by certified mail, return receipt requested so you can document what the credit reporting agency received. Make sure your letter is dated, and don’t forget to keep copies of everything you send. 1f8d If you need to buy a h...

August 2008

Is It Too Late to Plan for Retirement? No Way, But An Annual Credit Report Is Essential

Tip! Get a copy of your credit report. Take advantage of the free government credit report from each of the National Consumer Credit Bureaus: Equifax, TransUnion and Equifax. An annual credit report is a necessity. Institutions reporting, that show up...

Quickly Improving Your Credit Score - Get A Hold Of Your Debt

Increase Your Credit Score -Fast! Save Thousands by correcting your credit yourself. Easy step-by-step instructions. If you have a history of poor credit or think that you might, it’s important that you find out and take the steps to improve it....

The Easy Way To Gain Access To Your Free Online Credit Report

Tip! It is possible that a very old credit records cannot be verified because records may no longer exist after 1 or 2 years on credit report. When you apply for credit, those lending you the money want to know if you are going to pay them back. One wa...

Credit Repair - Erase Bad Credit Now! Delete All Bad Credit Within 1-3 Months. Guaranteed. - I Will Show You Proof. If you have found yourself with too much debt it it important to take action now. Delaying a resolution to your problem will only make...

July 2008

Credit Score: The Brightest Feather In Your Financial Cap

Tip! If you have paid off all your debt, and your credit score seems to be at a stand still, you might want to make small purchases each month with your credit card and pay them off immediately. Often times the credit bureaus like to see at least some...

June 2008

Building A Credit Report Lenders Will Love You For

Tip! Residents of Colorado, Maryland, Massachusetts, New Jersey, and Vermont are entitled by state law to one free credit report from a credit-reporting agency per year. Residents of Georgia are entitled to two free credit reports. Will lenders really ...

Credit Repair: 5 Tips To Successfully Getting Out Of The Hole

Tip! You are under no obligation to pay for anything in advance. All the services promised by a credit repair companies must be rendered before you have to pay them. If credit repair is your need, there is no doubt that you are at the bottom of the hol...

May 2008

Credit Report - Check Yours Regularly - and for Free

Tip! Creditors use your credit report and score to decide whether or not you should be given a loan. In the twenty-first century, there are few documents that have a greater impact on the lives of Americans then their credit report. Credit rating det...

Tip! Finance charge — The charge for using a credit card, comprised of interest costs and other fees. You’ve probably heard of credit card skimming on the news, how thieves somehow manage to get copies of your cards and go out on a spending...

Use Your Credit Card Smartly

Tip! Reduce credit card debt fast by paying only the minimums on most cards. Suppose you can budget $200 monthly to pay down your credit card debt. Most people use their credit cards to buy almost anything available in the market from food to garden to...

5 Tips for Finding the Best Travel Reward Credit Card

Tip! Variable APR: A variable annual percentage rate allows credit card issuers to change your APR based on fluctuations in indexes such as the prime rate. Travel reward credit cards are a part of the credit card reward program that allows you to red...

Making Sense of the Information in Your Credit Report

Tip! Creditors use your credit report and score to decide whether or not you should be given a loan. If you’ve ever applied for a credit card or loan, you’ve probably had your credit report reviewed by the lender. Your credit report has ...

Personal Savings Rate and Credit Card Debt in the United States

Tip! Fall back option when overseas You can treat your credit card as a supplementary source of money when overseas (i.e. Have you ever imagined how much of your money is literally going waste as interest payments on credit cards? The average family in...

Deciding Which Reward Credit Card is Right for You

Tip! Reduce credit card debt fast by paying only the minimums on most cards. Suppose you can budget $200 monthly to pay down your credit card debt. When sorting through the large number of reward credit cards that are available, it can sometimes seem o...

April 2008

A Road Map To Avoiding Credit Card Hazards

Tip! A high credit rating will qualify you for more credit card offers than a low credit rating. The higher your credit rating, the more likely it is that you’ll be approved when you apply for a credit card. Accident Ahead: 10 Credit Card Traps ...

Big Brother Knows What's in Your Credit Report - How About You?

Tip! Education loans are also sanctioned by colleges, universities, and other institutions based on your credit report. So, if your kids are planning to go to college and qualify in professional courses then their whole future will depend on your havin...