August 2009
How To Take The Mystery Out Of Your Bad Credit Score
Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all.
Is your financial reputation tarnished by a bad credit score? Perhaps you need to take a ...
July 2009
Improve Your Credit Score With Small Unsecured Loans!
Tip! Don’t beat yourself up. I know this maybe hard, especially if you have a low credit score.
Applying for a small unsecured loan is a simple procedure to raise your credit score.
Surprisingly, the best and fastest way to recover from a bad c...
April 2009
How to get a Personal Loan even with a Low Credit Score
Tip! Always be aware of the type of credit you hold because credit from financing companies can affect your credit score.
Credit score is a number that determines your credit situation; it ranges from 450 to 850. The higher the number is, the better yo...
March 2009
The Importance of Learning To Read Your Credit Report
Tip! You will see the addresses for each creditor on the credit report. If it is not there, then you can call customer service to ask them to provide you with the missing information.
If you’ve ever applied for a credit card, a personal loan, or...
February 2009
You, Your Debt, And Your Credit Report
Tip! Education loans are also sanctioned by colleges, universities, and other institutions based on your credit report. So, if your kids are planning to go to college and qualify in professional courses then their whole future will depend on your havin...
Credit Score Essentials
Tip! Always be aware of the type of credit you hold because credit from financing companies can affect your credit score.
Baseball coaches won’t make a player a designated hitter unless their batting average proves that they’re able to hit ...
December 2008
How Your Credit Score Can Get You Better Rates
Tip! Do not close old or paid off accounts. These show the credit history length and contribute to higher credit scores.
Any time that you think that you may want to make a larger purchase such as a house or a vehicle it is wise to make frequent checks...
October 2008
The Fastest Route to a Great Credit Score
Tip! Make every payment on time. This is the most important factor in your credit score rating.
Building credit is an essential part of any financial portfolio. It allows you the freedom of using other peoples money and getting it at a low rate of ret...
September 2008
Worried about Your Credit Worthiness? Get an Instant Report Online
Tip! Send your letter by certified mail, return receipt requested so you can document what the credit reporting agency received. Make sure your letter is dated, and don’t forget to keep copies of everything you send.
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If you need to buy a h...
Debt Consolidation Can Be Essential To Your Credit Repair
The Attorney’s Guide To Credit Repair.
Each on us has a particular financial position, and most of us have some kind of debt to return. It can mean both, the big home loan or a small credit card bills. It actually means that all of us depend on ...
August 2008
Is It Too Late to Plan for Retirement? No Way, But An Annual Credit Report Is Essential
Tip! Get a copy of your credit report. Take advantage of the free government credit report from each of the National Consumer Credit Bureaus: Equifax, TransUnion and Equifax.
An annual credit report is a necessity. Institutions reporting, that show up...
The Easy Way To Gain Access To Your Free Online Credit Report
Tip! It is possible that a very old credit records cannot be verified because records may no longer exist after 1 or 2 years on credit report.
When you apply for credit, those lending you the money want to know if you are going to pay them back. One wa...
July 2008
What to Watch Out for When Dealing With a Credit Repair Agency
The Attorney’s Guide To Credit Repair.
Before you deal with any credit repair agency you need to be aware of what they can and can’t do.
For starters, reputable credit repair agencies can save you the time and hassle of scouring your credi...
June 2008
Mortgage Credit Repair After Experiencing Mortgage Servicing Hell
Tip! Make credit repair your focus. You need to insure that each purchase you make is a wise one.
First Frank and Janet thought it was a simple error. Their mortgage had been recently sold to a new company with a new servicing company. As with the pri...
Credit Repair: 5 Tips To Successfully Getting Out Of The Hole
Tip! You are under no obligation to pay for anything in advance. All the services promised by a credit repair companies must be rendered before you have to pay them.
If credit repair is your need, there is no doubt that you are at the bottom of the hol...
Your Credit Score
Tip! Pay with cash Using debit cards and cash are good ways to control your debt (and therefore maintain a great credit score).
Credit scores: all lenders use credit scores to determine interest rates and credit limits.
The credit scoring system wa...
May 2008
Credit Report - Check Yours Regularly - and for Free
Tip! Creditors use your credit report and score to decide whether or not you should be given a loan.
In the twenty-first century, there are few documents that have a greater impact on the lives of Americans then their credit report. Credit rating det...
How to Find a Bad Credit Consolidation Loan
Tip! Visit Bad Credit Help for more resources and help with your credit.
Consolidating your outstanding debts can be a great way to get a debt problem under control, but if you’ve had the debt problem for long enough that it’s had a negativ...
Is Your Credit Score Being Held Against You?
Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information.
Credit Scores That Hurt
Is your credit score being held against you?
Mor...
Credit Card Applications - What to Do and What Not to Do!
Tip! Do some research. If you have never had a credit card before, the details of credit card agreements can be baffling.
Not certain how to apply for a credit card?
Unsure if applying for more than one credit card will adversely affect your chances o...
April 2008
Five Simple Steps You Can Take to Improve Your Credit Score
Tip! New credit - Applying for too much new credit is one of the easiest ways for people to inadvertently harm their credit score.
You can improve your credit score by taking a few simple steps such as paying down your debt, reduce credit card charges,...
A Road Map To Avoiding Credit Card Hazards
Tip! A high credit rating will qualify you for more credit card offers than a low credit rating. The higher your credit rating, the more likely it is that you’ll be approved when you apply for a credit card.
Accident Ahead: 10 Credit Card Traps
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Debt Consolidation and Credit Repair
Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...
Business Credit Card Can Help Owners Go the Extra Mile
Tip! Rescuer in financially tight situations There are times when you need some extra cash immediately. In such emergency situations, when you don’t have sufficient cash you can go on credit by using your credit card.
The marketplace has many typ...
