October 2009
How Does Student Debt Affect Credit Score?
Tip! If you have paid off all your debt, and your credit score seems to be at a stand still, you might want to make small purchases each month with your credit card and pay them off immediately. Often times the credit bureaus like to see at least some...
September 2009
Raising Your Credit Score for Free
Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information.
When it comes to raising your credit score, you can do it for free. You ...
Low Score but Medical Emergency: Opt for Bad Credit Cosmetic Surgery Loans
Tip! Closing unused accounts is a negative strategy to raising one’s credit score. Factually, fewer open accounts with the same amount of debt ultimately reduces a credit score.
“Your first impression is the last impression “....
August 2009
How To Improve Credit Score The Easy Way
Tip! Closing unused accounts is a negative strategy to raising one’s credit score. Factually, fewer open accounts with the same amount of debt ultimately reduces a credit score.
With the plethora of consumers in debt these days, many are ...
Steps to Drastically Improve A Credit Score and How To Keep It Looking Great
Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score.
Learning the steps to improve a credit score and how to keep it up is easier than you think. The first thing you must have is your ...
How To Take The Mystery Out Of Your Bad Credit Score
Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all.
Is your financial reputation tarnished by a bad credit score? Perhaps you need to take a ...
July 2009
Credit Score Includes All of This
Tip! If you are sincerely interested in improving your FICO credit score, bankruptcy MUST be avoided! Bankruptcy is more negative than late payments or collection accounts.
Your credit report includes a lot of information about your credit behavior and...
Credit Score and Mortgages - Ways To Get A Higher Score
Tip! Pay off debts to improve credit scores.
Credit Score Basics
Your credit score is something you can see on your credit report. You will typically have three different credit scores on your credit report. This is one score from each of the three dif...
A Low Credit Score Can Really Cost You
Tip! Instead of opening up a number of credit cards to raise a credit score, find a credit card with a low APR to consolidate onto one credit card. However, caution is advised on people with a short credit life in opening a number of credit...
Keep Aside Your Credit Score, Avail Adverse Credit Secured Loans
Tip! Pay off debts to improve credit scores.
Can’t get a loan because of bad credit? Avail adverse credit secured loans and forget about your credit score. Your dreams and wishes will now take a shape and you will no more be suppressed by bad cre...
How To Use Cash Advance With No Credit Checks To Build Up Your Credit Score
Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all.
For many people utilizing the services of a cash advance company is their only available ...
June 2009
Improve Credit Score - Bad Credit Debt Consolidation Loan
Tip! When reviewing your credit report, use the above listed areas of evaluation to help raise your credit score.
We already know that debt consolidation loan is solution for the person burdened with numerous debts. However, what if the person ...
How Is Your Credit Score Calculated
Tip! Make every payment on time. This is the most important factor in your credit score rating.
The truth is that we actually do not know exactly how your credit score is calculated because it is one of the most guarded algorithmic equations in the wo...
What Does Credit Score Account For?
Tip! When reviewing your credit report, use the above listed areas of evaluation to help raise your credit score.
Any credit you have will be part of your credit report. This includes credit cards, car loans, mortgages and student loans, etc. T...
March 2009
Getting an Equifax Free Credit Report
Tip! You should contact the credit reporting agency and request that the inaccurate information be taken off. To do this you will need to send a letter of request and enclose a copy of the report with the incorrect information highlighted.
Every singl...
How to (TRY) to Dispute Credit Report Errors
Tip! Residents of Colorado, Maryland, Massachusetts, New Jersey, and Vermont are entitled by state law to one free credit report from a credit-reporting agency per year. Residents of Georgia are entitled to two free credit reports.
Your credit report i...
Credit Card Debt Consolidation Can Improve Your FICO Score
Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all.
Debt consolidation can be an excellent way to enhance your FICO and credit score. In fact...
February 2009
Free Credit Report - 3 Ways to Improve Your Credit Score Using a Free Report Online
Tip! When reviewing your credit report, use the above listed areas of evaluation to help raise your credit score.
The majority of the population is not in a position to pay cash for
home and automobiles. Hence, when making a large purchase, mo...
How to Repair a Bad Credit Report Legally
Tip! Every negative credit record on your credit report can be negated by you at any time. The credit bureau must reinvestigate and if that item cannot be verified within a reasonable amount of time, that credit record must be removed from the credit f...
Get A Credit Report And Avoid Bankruptcy
Tip! Also if you have been denied credit on the basis of information in a credit report, you are entitled to a free copy of your credit report from the credit bureau that supplied the credit report.
In case that you have bad credit score and are not re...
January 2009
Tips on Raising Your Credit Score
Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score.
You can save a lot of money by simply raising your credit score. And it isn’t that difficult a task.
It simply takes time.
My...
Think You Were Qualified for the Job? Your Credit Report May be the Reason You Were Not Hired
Tip! You will see the addresses for each creditor on the credit report. If it is not there, then you can call customer service to ask them to provide you with the missing information.
It is already hard enough to find a position you feel you deserve. ...
Improve Your Credit Score with Bad Credit Secured Loan
Tip! Pay the minimum monthly payments. This will repair your credit score remarkably.
A stage comes in our life when we require loan to fulfill our daily requirements and needs. It is to be kept in mind to choose the right loan option so that we may no...
Improve Your Credit Rating And Score With A Secured Credit Card
Tip! Pay with cash Using debit cards and cash are good ways to control your debt (and therefore maintain a great credit score).
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If you have been having trouble with you credit rating and have a large amount of debts or if you have not yet bui...