October 2009
Bad Credit Loans: Where Bad Credit Score is an Accepted Reality
Tip! Do not close old or paid off accounts. These show the credit history length and contribute to higher credit scores.
Whenever you apply for a loan your credit score undergoes a thorough scrutiny. The lender assesses your credibility as a borrower b...
Avoid the Thorn of Bad Credit Score: Bad Credit Wedding Loans
Tip! Do not apply for every car, credit card, and home that you are looking at as an eager consumer. Because every time you try to purchase a home, car, or get a new credit card your credit score is checked and the crediting agencies lower your score i...
June 2009
Do Insurance Companies Really Check Your Credit Score?
Tip! Make every payment on time. This is the most important factor in your credit score rating.
With technology booming, the internet and how easy it is for companies to network into databases such as the “credit reporting” databases, more...
May 2009
Increasing Your Credit Score
Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all.
Over 30 million Americans have less than perfect credit report ratings. There are a lot o...
February 2009
Replenish Credit Score by Credit Card Debt Management Services
Tip! My credit score will drop if multiple lenders check my credit- If you contact multiple mortgage lenders shopping for the best interest rate within a couple of week period they are grouped together into a less damaging inquiry. In essence, they wi...
Repair Credit Score: The First Two Steps To Increasing Your Credit Score By 100 Points
Tip! Pay the minimum monthly payments. This will repair your credit score remarkably.
Need to repair your credit score? Would you like to increase your credit score by 50 to 100 points? If you answered yes, keep reading because you are about to uncov...
December 2008
3 Ways To Improve Your Credit Report and Credit Score
Tip! If the information provider finds that there was no error, you can request that the credit reporting agency send a copy of the disputes with any report that is requested by creditors. You can also provide an explanation of a negative report in 10...
How Your Credit Score Can Get You Better Rates
Tip! Do not close old or paid off accounts. These show the credit history length and contribute to higher credit scores.
Any time that you think that you may want to make a larger purchase such as a house or a vehicle it is wise to make frequent checks...
September 2008
Worried about Your Credit Worthiness? Get an Instant Report Online
Tip! Send your letter by certified mail, return receipt requested so you can document what the credit reporting agency received. Make sure your letter is dated, and don’t forget to keep copies of everything you send.
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If you need to buy a h...
How to Dispute Credit Report Errors Faster
Do It Yourself Credit Report Repair. Downloadable eBook with step by step instructions for credit report repair.
We all get caught up with every day life that we have a tendency to forget a lot of important matters in life. For example, we usually foun...
Identity Theft - Monitor Your Credit Report
Attorney Prepared Credit Report Repair. Legal and Easy Ways to Repair Your Credit Report, Save Money, Avoid Scams, and More.
The recent security breach at credit card processor CardSystems Solutions has many consumers worried. Thanks to a well-placed ...
High Risk Personal Loans - Fulfill your Financial Need and Improve your Credit Score
Tip! Closing unused accounts is a negative strategy to raising one’s credit score. Factually, fewer open accounts with the same amount of debt ultimately reduces a credit score.
Are you someone with a poor credit history and no high value...
How to Read an Equifax Credit Report
Tip! Check Your Credit Report. Make sure you know what your credit is like.
The Fair Credit Reporting Act (FCRA) requires each of the Nationwide Consumer Reporting organizations (Equifax, TransUnion and Experian) to provide you with one free credit re...
Augment Your Credit Score Through Bad Debt Business Loans
Tip! Paying your bills on time is the first step in improving your FICO credit score. Late payments can have a big negative impact on your FICO score, 30 days or more late on one account can lower your FICO score 50 points or more.
A business is well ...
August 2008
Repair Your Credit With A Government Loan
The Attorney’s Guide To Credit Repair.
When credit is bad, it is a pain when applying for a home, car, apartment, credit cards and so on. It is most likely that we would be virtually disregarded in most all cases. Today private lenders and the g...
Quickly Improving Your Credit Score - Get A Hold Of Your Debt
Increase Your Credit Score -Fast! Save Thousands by correcting your credit yourself. Easy step-by-step instructions.
If you have a history of poor credit or think that you might, it’s important that you find out and take the steps to improve it....
July 2008
Credit Help for Real Estate Financing: Five Categories of Your Credit Score
Tip! An individual’s race, sex, age, level of education, or marital status has no bearing on a credit score, nor does the fact that an application for credit was previously turned down.
1. Payment History — 35%
The number of accounts paid a...
June 2008
Credit Report - How to Improve Your Credit Score
Tip! Pay off debts to improve credit scores.
One of the great mysteries of life is how the three major credit bureaus (Experian, Equifax, and Trans Union) score credit. They all have secret statistical formulas for determining your credit score, but t...
Fair Isaac Corporation Credit or FICO Score
Tip! Always be aware of the type of credit you hold because credit from financing companies can affect your credit score.
As I am not from the US, I had no idea what FICO meant before researching it. FICO stands for Fair Isaac Corporation, a company ba...
Building A Credit Report Lenders Will Love You For
Tip! Residents of Colorado, Maryland, Massachusetts, New Jersey, and Vermont are entitled by state law to one free credit report from a credit-reporting agency per year. Residents of Georgia are entitled to two free credit reports.
Will lenders really ...
Mortgage Credit Repair After Experiencing Mortgage Servicing Hell
Tip! Make credit repair your focus. You need to insure that each purchase you make is a wise one.
First Frank and Janet thought it was a simple error. Their mortgage had been recently sold to a new company with a new servicing company. As with the pri...
Credit Repair: 5 Tips To Successfully Getting Out Of The Hole
Tip! You are under no obligation to pay for anything in advance. All the services promised by a credit repair companies must be rendered before you have to pay them.
If credit repair is your need, there is no doubt that you are at the bottom of the hol...
Do-It-Yourself Credit Repair
Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation.
If you’re tired of being turned down again and again by lenders, it’s time you did s...
Bankruptcy Credit Repair - How To Avoid Scams
The Best Selling Credit Repair Package. Great seller quick turn around. High payout.
After bankruptcy, credit repair may be the first thing on your mind. While your eagerness and optimism are important as you start the process of bankruptcy credit rep...
