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PUBLIC MARKS from creditdebit with tags credit & finance

October 2009

Bad Credit Loans: Where Bad Credit Score is an Accepted Reality

Tip! Do not close old or paid off accounts. These show the credit history length and contribute to higher credit scores. Whenever you apply for a loan your credit score undergoes a thorough scrutiny. The lender assesses your credibility as a borrower b...

Understanding The Credit Score Rating Scale

Tip! Instead of opening up a number of credit cards to raise a credit score, find a credit card with a low APR to consolidate onto one credit card. However, caution is advised on people with a short credit life in opening a number of credit...

June 2009

Improve Credit Score - Bad Credit Debt Consolidation Loan

Tip! When reviewing your credit report, use the above listed areas of evaluation to help raise your credit score. We already know that debt consolidation loan is solution for the person burdened with numerous debts. However, what if the person ...

Increase Your Credit Score With A Homeowner Debt Consolidation Loan

Tip! Any new credit: How much credit have you recently applied for and been granted. They will also look at how many enquiries have been made concerning your credit score. 1f87 It can be said that debt consolidation is the most effectual means for im...

May 2009

Credit Score Range - What is Good Credit

Tip! If you have paid off all your debt, and your credit score seems to be at a stand still, you might want to make small purchases each month with your credit card and pay them off immediately. Often times the credit bureaus like to see at least some...

Some Quick Tips To Help You Improve Your Credit Score

Tip! If you have paid off all your debt, and your credit score seems to be at a stand still, you might want to make small purchases each month with your credit card and pay them off immediately. Often times the credit bureaus like to see at least some...

April 2009

Stop Waiting For the Credit Score to be Normal! Take Bad Credit Car Loan

Tip! Manage your credit card balances. It’s best for your credit score if the balance on a given card is less than 50% of the limit on that card. You need a loan to buy a car but waiting for your poor credit record to become impressive. Truly spe...

How to get a Personal Loan even with a Low Credit Score

Tip! Always be aware of the type of credit you hold because credit from financing companies can affect your credit score. Credit score is a number that determines your credit situation; it ranges from 450 to 850. The higher the number is, the better yo...

February 2009

Boost Your Chances With a Clean Credit Report

Tip! Residents of Colorado, Maryland, Massachusetts, New Jersey, and Vermont are entitled by state law to one free credit report from a credit-reporting agency per year. Residents of Georgia are entitled to two free credit reports. Usually, lenders ver...

Free Credit Report - 3 Ways to Improve Your Credit Score Using a Free Report Online

Tip! When reviewing your credit report, use the above listed areas of evaluation to help raise your credit score. The majority of the population is not in a position to pay cash for home and automobiles. Hence, when making a large purchase, mo...

Credit Score Essentials

Tip! Always be aware of the type of credit you hold because credit from financing companies can affect your credit score. Baseball coaches won’t make a player a designated hitter unless their batting average proves that they’re able to hit ...

January 2009

Tips on Raising Your Credit Score

Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score. You can save a lot of money by simply raising your credit score. And it isn’t that difficult a task. It simply takes time. My...

How to Get a Free Online Credit Report in UK and Why You Should Print It

Tip! Many credit card companies will decide whether or not to issue you a credit card with a high limit based on your credit report. If in doubt they may not issue a card at all or issue a card with a very low limit or risk. A free UK online credit rep...

December 2008

3 Ways To Improve Your Credit Report and Credit Score

Tip! If the information provider finds that there was no error, you can request that the credit reporting agency send a copy of the disputes with any report that is requested by creditors. You can also provide an explanation of a negative report in 10...

November 2008

Is Citibank Credit Report Information Reliable?

Tip! Don’t attempt to create a separate credit identity to get around your flawed credit report. Citibank is not offering customers the ability to get their credit reports. However, they are giving them a good deal of information with regard to h...

October 2008

What Does A Good Credit Score Look Like?

Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all. Finding out what is an excellent credit score can be a good first step in a good financia...

Low Credit Score Mortgage Refinance - Lock in a Low Rate with Bad Credit

Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information. Even with a low credit score, you can refinance your mortgage for a lock...

September 2008

More Your Credit Score, Less You Have to Pay

Tip! Instead of opening up a number of credit cards to raise a credit score, find a credit card with a low APR to consolidate onto one credit card. However, caution is advised on people with a short credit life in opening a number of credit...

Identity Theft - Monitor Your Credit Report

Attorney Prepared Credit Report Repair. Legal and Easy Ways to Repair Your Credit Report, Save Money, Avoid Scams, and More. The recent security breach at credit card processor CardSystems Solutions has many consumers worried. Thanks to a well-placed ...

How to Read an Equifax Credit Report

Tip! Check Your Credit Report. Make sure you know what your credit is like. The Fair Credit Reporting Act (FCRA) requires each of the Nationwide Consumer Reporting organizations (Equifax, TransUnion and Experian) to provide you with one free credit re...

August 2008

Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation. Part one of this article series tells you what you should do to fix your bad credit situation. T...

Repair Your Credit With A Government Loan

The Attorney’s Guide To Credit Repair. When credit is bad, it is a pain when applying for a home, car, apartment, credit cards and so on. It is most likely that we would be virtually disregarded in most all cases. Today private lenders and the g...

Repair Your Credit with Bad Credit Auto Loan

Tip! You are under no obligation to pay for anything in advance. All the services promised by a credit repair companies must be rendered before you have to pay them. Auto loan is available in different flavours in the financial market as per the needs ...

Free Credit Reports: Will The 3 Major Credit Bureaus Really Give You A Free Credit Report!

Tip! Many times the creditor does not re-verify in time or the credit bureau is busy and does not handle your dispute properly. This credit record must then be deleted from your credit report. Get your credit report online for FREE. Many financial advi...

July 2008

Many Credit Repair Techniques Can be Used to Build Credit

Tip! You are under no obligation to pay for anything in advance. All the services promised by a credit repair companies must be rendered before you have to pay them. For many consumers, not having any credit history can be just as bad as having bad cre...