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PUBLIC MARKS from creditdebit with tags credit & loans

July 2009

Improve Your Credit Score With Small Unsecured Loans!

Tip! Don’t beat yourself up. I know this maybe hard, especially if you have a low credit score. Applying for a small unsecured loan is a simple procedure to raise your credit score. Surprisingly, the best and fastest way to recover from a bad c...

June 2009

How To Improve Your Credit Score - 5 Quick Tactics

Tip! Closing unused accounts is a negative strategy to raising one’s credit score. Factually, fewer open accounts with the same amount of debt ultimately reduces a credit score. Students are not just the ones who receive report cards ever...

May 2009

Improving your Credit Score - The 5 Things You Can Do

Tip! When reviewing your credit report, use the above listed areas of evaluation to help raise your credit score. Were you recently denied for a loan or a credit card? When you apply for a loan, there are only a few factors that actually impact...

Credit Score Range - What is Good Credit

Tip! If you have paid off all your debt, and your credit score seems to be at a stand still, you might want to make small purchases each month with your credit card and pay them off immediately. Often times the credit bureaus like to see at least some...

Some Quick Tips To Help You Improve Your Credit Score

Tip! If you have paid off all your debt, and your credit score seems to be at a stand still, you might want to make small purchases each month with your credit card and pay them off immediately. Often times the credit bureaus like to see at least some...

April 2009

Bad Credit Score! Still Finance Your Car With Bad Credit Car Loan

Tip! Pay with cash Using debit cards and cash are good ways to control your debt (and therefore maintain a great credit score). Bad credit happens when the person is lenient in making payment of debts. Earlier, the people with bad credit found it al...

Stop Waiting For the Credit Score to be Normal! Take Bad Credit Car Loan

Tip! Manage your credit card balances. It’s best for your credit score if the balance on a given card is less than 50% of the limit on that card. You need a loan to buy a car but waiting for your poor credit record to become impressive. Truly spe...

How to get a Personal Loan even with a Low Credit Score

Tip! Always be aware of the type of credit you hold because credit from financing companies can affect your credit score. Credit score is a number that determines your credit situation; it ranges from 450 to 850. The higher the number is, the better yo...

March 2009

The Importance of Learning To Read Your Credit Report

Tip! You will see the addresses for each creditor on the credit report. If it is not there, then you can call customer service to ask them to provide you with the missing information. If you’ve ever applied for a credit card, a personal loan, or...

December 2008

How Your Credit Score Can Get You Better Rates

Tip! Do not close old or paid off accounts. These show the credit history length and contribute to higher credit scores. Any time that you think that you may want to make a larger purchase such as a house or a vehicle it is wise to make frequent checks...

November 2008

How to Increase Your Credit Score for a Home Loan

Tip! Manage your credit card balances. It’s best for your credit score if the balance on a given card is less than 50% of the limit on that card. Since mortgage lenders are businesspeople, first and foremost, they need to determine ahead of time ...

Is Citibank Credit Report Information Reliable?

Tip! Don’t attempt to create a separate credit identity to get around your flawed credit report. Citibank is not offering customers the ability to get their credit reports. However, they are giving them a good deal of information with regard to h...

October 2008

The Fastest Route to a Great Credit Score

Tip! Make every payment on time. This is the most important factor in your credit score rating. Building credit is an essential part of any financial portfolio. It allows you the freedom of using other peoples money and getting it at a low rate of ret...

Low Credit Score Mortgage Refinance - Lock in a Low Rate with Bad Credit

Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information. Even with a low credit score, you can refinance your mortgage for a lock...

Personal Loans for People with Bad Credit: Funds and Credit Repair!

Tip! You are under no obligation to pay for anything in advance. All the services promised by a credit repair companies must be rendered before you have to pay them. Bad Credit Home Loans As regards to mortgage borrowing, some companies may lend up to ...

September 2008

First Two Steps Towards Credit Repair

The Best Selling Credit Repair Package. Great seller quick turn around. High payout. Having a credit has become a vital instrument in our lives. Good credit score will allow us lots of everyday things we usually take for granted without paying much at...

How to Read an Equifax Credit Report

Tip! Check Your Credit Report. Make sure you know what your credit is like. The Fair Credit Reporting Act (FCRA) requires each of the Nationwide Consumer Reporting organizations (Equifax, TransUnion and Experian) to provide you with one free credit re...

Augment Your Credit Score Through Bad Debt Business Loans

Tip! Paying your bills on time is the first step in improving your FICO credit score. Late payments can have a big negative impact on your FICO score, 30 days or more late on one account can lower your FICO score 50 points or more. A business is well ...

July 2008

Credit Report Disaster Through Mistaken Identity

Tip! Send your letter by certified mail, return receipt requested so you can document what the credit reporting agency received. Make sure your letter is dated, and don’t forget to keep copies of everything you send. I’ve got some very impo...

June 2008

Credit Report - How to Improve Your Credit Score

Tip! Pay off debts to improve credit scores. One of the great mysteries of life is how the three major credit bureaus (Experian, Equifax, and Trans Union) score credit. They all have secret statistical formulas for determining your credit score, but t...

Can Rent to Own Homes be Used as a Credit Repair Tool?

The Attorney’s Guide To Credit Repair. Chances are you already know how important credit can be when purchasing a new home. Is it really true though, that a rent-to-own program can actually help repair your credit? While nothing is true all the ...

Building A Credit Report Lenders Will Love You For

Tip! Residents of Colorado, Maryland, Massachusetts, New Jersey, and Vermont are entitled by state law to one free credit report from a credit-reporting agency per year. Residents of Georgia are entitled to two free credit reports. Will lenders really ...

Your Credit Score

Tip! Pay with cash Using debit cards and cash are good ways to control your debt (and therefore maintain a great credit score). Credit scores: all lenders use credit scores to determine interest rates and credit limits. The credit scoring system wa...

May 2008

Tip! Finance charge — The charge for using a credit card, comprised of interest costs and other fees. You’ve probably heard of credit card skimming on the news, how thieves somehow manage to get copies of your cards and go out on a spending...

Learn How You Can Repair Your Credit & Get Out Of Debt Faster - Before Buying Your New House!

Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers. Most people think - mistakenly - that if you have credit problems, you have to wait 7 years for them to go away. Well, that’s not always true. Cr...