October 2009
Bad Credit Loans: Where Bad Credit Score is an Accepted Reality
Tip! Do not close old or paid off accounts. These show the credit history length and contribute to higher credit scores.
Whenever you apply for a loan your credit score undergoes a thorough scrutiny. The lender assesses your credibility as a borrower b...
Understanding The Credit Score Rating Scale
Tip! Instead of opening up a number of credit cards to raise a credit score, find a credit card with a low APR to consolidate onto one credit card. However, caution is advised on people with a short credit life in opening a number of credit...
August 2009
How To Take The Mystery Out Of Your Bad Credit Score
Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all.
Is your financial reputation tarnished by a bad credit score? Perhaps you need to take a ...
June 2009
How To Improve Your Credit Score - 5 Quick Tactics
Tip! Closing unused accounts is a negative strategy to raising one’s credit score. Factually, fewer open accounts with the same amount of debt ultimately reduces a credit score.
Students are not just the ones who receive report cards ever...
Do Insurance Companies Really Check Your Credit Score?
Tip! Make every payment on time. This is the most important factor in your credit score rating.
With technology booming, the internet and how easy it is for companies to network into databases such as the “credit reporting” databases, more...
April 2009
Bad Credit Score! Still Finance Your Car With Bad Credit Car Loan
Tip! Pay with cash Using debit cards and cash are good ways to control your debt (and therefore maintain a great credit score).
Bad credit happens when the person is lenient in making payment of debts. Earlier, the people with bad credit found it al...
Stop Waiting For the Credit Score to be Normal! Take Bad Credit Car Loan
Tip! Manage your credit card balances. It’s best for your credit score if the balance on a given card is less than 50% of the limit on that card.
You need a loan to buy a car but waiting for your poor credit record to become impressive. Truly spe...
March 2009
Consolidate your Credit Card Debt and Increase your Credit Score
Tip! Any new credit: How much credit have you recently applied for and been granted. They will also look at how many enquiries have been made concerning your credit score.
Are you struggling to pay your bills? Can’t seem to manage the surmounting...
January 2009
Improve Your Credit Rating And Score With A Secured Credit Card
Tip! Pay with cash Using debit cards and cash are good ways to control your debt (and therefore maintain a great credit score).
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If you have been having trouble with you credit rating and have a large amount of debts or if you have not yet bui...
How to Get a Free Online Credit Report in UK and Why You Should Print It
Tip! Many credit card companies will decide whether or not to issue you a credit card with a high limit based on your credit report. If in doubt they may not issue a card at all or issue a card with a very low limit or risk.
A free UK online credit rep...
Free Credit Report Online That Helps
Tip! Even accurate data in your credit report must be deleted if it’s not verified.
If you are searching free Credit Report online, you might have the chance to view this article. What I am going to tell you first is that getting free Credit Repo...
December 2008
Free Credit Score Repair - Is It Really Possible?
Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score.
If you are looking to repair your credit a great way to go is free credit score repair. Taking the route of free score repair is al...
October 2008
What Does A Good Credit Score Look Like?
Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all.
Finding out what is an excellent credit score can be a good first step in a good financia...
September 2008
How to Read an Equifax Credit Report
Tip! Check Your Credit Report. Make sure you know what your credit is like.
The Fair Credit Reporting Act (FCRA) requires each of the Nationwide Consumer Reporting organizations (Equifax, TransUnion and Experian) to provide you with one free credit re...
August 2008
July 2008
Do it Yourself Credit Repair May be Your Best Bet
The Best Selling Credit Repair Package. Great seller quick turn around. High payout.
If you’re in the frustrating position of paying off debts that are becoming too expensive to manage you may want to consider debt consolidation. Debt consolidat...
Credit Help for Real Estate Financing: Five Categories of Your Credit Score
Tip! An individual’s race, sex, age, level of education, or marital status has no bearing on a credit score, nor does the fact that an application for credit was previously turned down.
1. Payment History — 35%
The number of accounts paid a...
Credit Report Disaster Through Mistaken Identity
Tip! Send your letter by certified mail, return receipt requested so you can document what the credit reporting agency received. Make sure your letter is dated, and don’t forget to keep copies of everything you send.
I’ve got some very impo...
June 2008
Fair Isaac Corporation Credit or FICO Score
Tip! Always be aware of the type of credit you hold because credit from financing companies can affect your credit score.
As I am not from the US, I had no idea what FICO meant before researching it. FICO stands for Fair Isaac Corporation, a company ba...
Your Credit Score
Tip! Pay with cash Using debit cards and cash are good ways to control your debt (and therefore maintain a great credit score).
Credit scores: all lenders use credit scores to determine interest rates and credit limits.
The credit scoring system wa...
May 2008
5 Tips for Finding the Best Travel Reward Credit Card
Tip! Variable APR: A variable annual percentage rate allows credit card issuers to change your APR based on fluctuations in indexes such as the prime rate.
Travel reward credit cards are a part of the credit card reward program that allows you to red...
Deciding if an Instant Approval Credit Card is Right for You
Tip! Balance transfer — The process of moving an unpaid credit card debt from one issuer to another. Card issuers sometimes offer teaser rates to encourage balance transfers coming in and balance-transfer fees to discourage them from going out.
M...
Real Price of a Credit Card
Tip! A high credit rating will qualify you for more credit card offers than a low credit rating. The higher your credit rating, the more likely it is that you’ll be approved when you apply for a credit card.
These days, there are so many options...
April 2008
Credit Report - How Your Credit Score is Determined
Tip! Get a copy of your credit report. Take advantage of the free government credit report from each of the National Consumer Credit Bureaus: Equifax, TransUnion and Equifax.
Most consumers are aware that they have something known as a credit report t...
