September 2009
Why You Need to Check Your Credit Score Annually
Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information.
Most North Americans no little or nothing about their current credit rat...
Put Down Your Credit Score, Avail Adverse Credit Secured Loans
Tip! Instead of opening up a number of credit cards to raise a credit score, find a credit card with a low APR to consolidate onto one credit card. However, caution is advised on people with a short credit life in opening a number of credit...
Credit After Bankruptcy - Rebuilding Takes Responsibility
Tip! It is true when they say that the bankruptcy laws can be rather complex. One of the most common is Chapter 7, which discharges all financial debts.
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What’s the real reason behind bankruptcy? Are easy credit cards to blame? Good enough,...
August 2009
How To Improve Credit Score The Easy Way
Tip! Closing unused accounts is a negative strategy to raising one’s credit score. Factually, fewer open accounts with the same amount of debt ultimately reduces a credit score.
With the plethora of consumers in debt these days, many are ...
Atlanta Bankruptcy Lawyers
Tip! Every single state in the United States has it’s very own interpretation on bankruptcy, some better than others. In some states you are permitted to hold onto your assets while other states grab hold of everything you own and require you to ...
May 2009
How To Repair Your Credit Score
Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all.
A bad credit score can really affect your ability to create the life you want. You will b...
April 2009
Heal your Credit Score with Poor Credit Auto Loan
Tip! New credit - Applying for too much new credit is one of the easiest ways for people to inadvertently harm their credit score.
Good credit score always assists an individual in borrowing an amount from the financial market for buying an automobile....
March 2009
Bankruptcy Attorneys - 7 Tips For Choosing The Right One
Tip! The third step you need to undertake when it comes to seeking bankruptcy relief is to contact all three major credit bureaus. When all is said and done, the three major credit bureaus may have the best record of all of your outstanding debt.
Bank...
Personal Bankruptcy Advice
Tip! Whether you are getting a car loan, mortgage loan or personal loan, one major factor that will get you qualified is your present income. Financial institutions who offer loans after bankruptcy are more concerned about your present finances than yo...
Credit Card Debt Consolidation Can Improve Your FICO Score
Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all.
Debt consolidation can be an excellent way to enhance your FICO and credit score. In fact...
Bankruptcy Instead of Debtor's Prison
Tip! The third step you need to undertake when it comes to seeking bankruptcy relief is to contact all three major credit bureaus. When all is said and done, the three major credit bureaus may have the best record of all of your outstanding debt.
Bank...
February 2009
What Does Your Credit Report Say About You
Tip! Send your letter by certified mail, return receipt requested so you can document what the credit reporting agency received. Make sure your letter is dated, and don’t forget to keep copies of everything you send.
Years ago as a youngster I re...
The New Bankruptcy Law: Information You Need To Know Before You File
Tip! Get a copy of your credit report. Many times (most times) the credit accounts that are absolved with your bankruptcy are not removed from your credit report immediately.
The new bankruptcy law is in effect, and the climate has drastically changed...
Free Online Credit Report and Score
Tip! Every negative credit record on your credit report can be negated by you at any time. The credit bureau must reinvestigate and if that item cannot be verified within a reasonable amount of time, that credit record must be removed from the credit f...
There are Tons of Ways to Boost Your Credit Score, Here's 10
Tip! Make every payment on time. This is the most important factor in your credit score rating.
1. Getting Rid of Errors in 2 Days
Deleting errors is the fastest way to correct errors on your credit report and raise your credit score. On top of that, ...
January 2009
Hawaii Bankruptcy Laws
Tip! For car loans or mortgage loans after bankruptcy, another important consideration is the down payment. If you have enough funds to put down on a car or a house, then finding a lender will not be a problem at all.
The declaration of bankruptcy allo...
Who Is Entitled To A Free Annual Credit Report And The Quickest Way To Get It
Tip! Check Your Credit Report. Make sure you know what your credit is like.
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Some people are curious about their credit report and would like to know if it needs repairing. A free annual credit report will let you know if your credit score is in...
December 2008
What Is The Credit Score Rating Scale?
Tip! An individual’s race, sex, age, level of education, or marital status has no bearing on a credit score, nor does the fact that an application for credit was previously turned down.
Understanding your credit score rating scale can seem like a...
Atkins Bankruptcy: Your New Decisions To A Healthy Life!
Tip! The final step in considering bankruptcy is to actually engage the services of an attorney. At this juncture, you attorney will prepare a bankruptcy petition on your behalf that will be filed in the bankruptcy court.
Atkins Nutritionals filed for...
November 2008
Car Loans After Bankruptcy - 3 Things You Should Know
Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy.
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October 2008
What Does A Good Credit Score Look Like?
Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all.
Finding out what is an excellent credit score can be a good first step in a good financia...
Car Loans after Bankruptcy - How to Negotiate the Best Deal
Tip! You are not a deadbeat if you file for bankruptcy. Most people file for relief after a life-changing experience, such as a death of a spouse, divorce or job loss or after a serious illness that left them with thousands, if not tens of thousands, ...
September 2008
How To Start Do It Your Self Credit Repair
The Attorney’s Guide To Credit Repair.
Good credit score is necessary if we want to live normal lives. Lots of people make mistake of not paying enough attention to their credit rating even though without good credit many of the everyday things ...
