public marks

PUBLIC MARKS from creditdebit with tags finance & "debt problems"

September 2009

Credit After Bankruptcy - Rebuilding Takes Responsibility

Tip! It is true when they say that the bankruptcy laws can be rather complex. One of the most common is Chapter 7, which discharges all financial debts. 1f62 What’s the real reason behind bankruptcy? Are easy credit cards to blame? Good enough,...

August 2009

Atlanta Bankruptcy Lawyers

Tip! Every single state in the United States has it’s very own interpretation on bankruptcy, some better than others. In some states you are permitted to hold onto your assets while other states grab hold of everything you own and require you to ...

July 2009

Las Vegas Bankruptcy Lawyers

Tip! Spend a day at a bankruptcy court. Observing the attorneys in action can give you an idea of the attorney you want representing you. Currently, there are about 15 million employed Americans living below the poverty line. One of the major reasons f...

June 2009

If I File for Bankruptcy Will My Student Loans Get Discharged?

Tip! In working towards fully understanding how to file for bankruptcy, if you do make the decision to hire a lawyer, you will need to begin an organized search to find the best attorney to meet your needs. Keep in mind that in this day and age there ...

May 2009

Avoiding Bankruptcy Through Debt Consolidation

Tip! Ask for suggestions from legal professionals. Find a bankruptcy attorney at the circle of your acquaintances. The worst place your multiple debts could take you to is to the brink of bankruptcy - a little nudge and you topple over. This is the wor...

April 2009

Bankruptcy No Longer Means - No Mortgage

Tip! Spend a day at a bankruptcy court. Observing the attorneys in action can give you an idea of the attorney you want representing you. In the past, traditional mortgage lenders have automatically rejected people who had declared personal bankruptcy....

March 2009

Bankruptcy Instead of Debtor's Prison

Tip! The third step you need to undertake when it comes to seeking bankruptcy relief is to contact all three major credit bureaus. When all is said and done, the three major credit bureaus may have the best record of all of your outstanding debt. Bank...

February 2009

Is a Zero Percent Credit Card a Bankruptcy Alternative, or a Trap that will Lead to Bankruptcy?

Tip! bankruptcy is a repayment plan that will restructure your arrearage. More than 95% of all Ch. We all get them - those “pre-approved” offers in the mail offering us a credit card at zero or very low interest. Often they arrive at jus...

January 2009

Florida Bankruptcy Laws

Tip! The first step in learning how to file for bankruptcy is to make a comprehensive list of all of your creditors and outstanding debts. When you are working to determine how to file for bankruptcy, you need to appreciate that if you to proceed with...

November 2008

Car Loans After Bankruptcy - 3 Tips On Financing Your Car With Bad Credit

Tip! bankruptcy is a repayment plan that will restructure your arrearage. More than 95% of all Ch. If you have recently filed bankruptcy, you may wonder if its possible to get auto financing again. There are more and more loan companies all the time...

Auto Loan After Bankruptcy - Beware of Shady Lenders

Tip! Have derogatory credit items removed from your credit report. For the items charged off in your bankruptcy, you will need to send a copy (not the original) of your bankruptcy discharge papers to all 3 of the credit bureaus asking them to remove t...

October 2008

Car Loans after Bankruptcy - How to Negotiate the Best Deal

Tip! You are not a deadbeat if you file for bankruptcy. Most people file for relief after a life-changing experience, such as a death of a spouse, divorce or job loss or after a serious illness that left them with thousands, if not tens of thousands, ...

Tip! The possibility of getting loans approved will be lowered, because all creditors will first check your credit report where the bankruptcy shows. 1f73 Everyone needs a car irrespective of his or her credit score. Having a bad credit score does no...

September 2008

Bankruptcy - Your Fresh Start

Tip! Look into the total cost of fees for your bankruptcy case. It’s best to know the amount of money it is going to cost you. Most American consumers are living too close to the edge. They are carrying too much credit card and mortgage debt and ...

August 2008

Bankruptcy Abuse

Tip! All of your debts are not wiped out in a Chapter 7 bankruptcy. There are certain types of debts that can not be discharged under Chapter 7. Bankruptcy is little more than a smack on the hand these days. Creditors are certainly not going to look ...

Credit Counseling or Bankruptcy: Which is Best for You?

Tip! The possibility of getting loans approved will be lowered, because all creditors will first check your credit report where the bankruptcy shows. People often get to a place where they simply can’t pay their bills, especially in today’s...

July 2008

Seven Steps on How to File for Bankruptcy

Tip! If I file for bankruptcy it may cause more family troubles than I already have, maybe even divorce. In the 21st century, many men and women find themselves struggling to keep their heads above water financially. With ever mounting debt, these peo...

Filing Bankruptcy And 3 Helpful Alternatives To Eliminate Your Debt

Tip! In working towards fully understanding how to file for bankruptcy, if you do make the decision to hire a lawyer, you will need to begin an organized search to find the best attorney to meet your needs. Keep in mind that in this day and age there ...

June 2008

Debt Consolidation or Bankruptcy

Tip! Even if I file for bankruptcy creditors will still harass me and my family. Over the last decade Americans have accumulated excessive amounts of debt. Partially fueled by low interest rates and increased equity on houses due to real estate markets...

Credit Repair After Bankruptcy

Tip! Whether you are getting a car loan, mortgage loan or personal loan, one major factor that will get you qualified is your present income. Financial institutions who offer loans after bankruptcy are more concerned about your present finances than yo...

5 Bankruptcy Tips: Choosing a Credit Counselor

Tip! You are not a deadbeat if you file for bankruptcy. Most people file for relief after a life-changing experience, such as a death of a spouse, divorce or job loss or after a serious illness that left them with thousands, if not tens of thousands, ...

May 2008

3 Simple Ways Of Getting A Credit Card After Bankruptcy

Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F. Bankruptcy administers a devastating blow to your credit card. A bankru...

Utah, the Nation's Bankruptcy Capital

Tip! The first step in learning how to file for bankruptcy is to make a comprehensive list of all of your creditors and outstanding debts. When you are working to determine how to file for bankruptcy, you need to appreciate that if you to proceed with...

April 2008

Do You Need a Debt Consolidation Loan?

Tip! You must consider whether debt consolidation is cost effective in the long term. Paying off an existing debt may incur charges for early settlement, and there may also be a fee for arranging your consolidation loan. If you are in financial difficu...

Understanding Bad Credit Debt Consolidation

Tip! You must consider whether debt consolidation is cost effective in the long term. Paying off an existing debt may incur charges for early settlement, and there may also be a fee for arranging your consolidation loan. As long as the credit report is...