October 2009
Bad Credit Loans: Where Bad Credit Score is an Accepted Reality
Tip! Do not close old or paid off accounts. These show the credit history length and contribute to higher credit scores.
Whenever you apply for a loan your credit score undergoes a thorough scrutiny. The lender assesses your credibility as a borrower b...
Understanding The Credit Score Rating Scale
Tip! Instead of opening up a number of credit cards to raise a credit score, find a credit card with a low APR to consolidate onto one credit card. However, caution is advised on people with a short credit life in opening a number of credit...
July 2009
Improve Credit Score with Bad Credit Auto Loans
Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information.
Every person lives with his own desires and dream either a house or any ...
Bad Credit Score: Go for Bad Credit Secured Loan
Tip! Do not close old or paid off accounts. These show the credit history length and contribute to higher credit scores.
Being categorized under bad credit due to inevitable circumstances lands you in serious trouble .It further perforates that you ar...
April 2009
Stop Waiting For the Credit Score to be Normal! Take Bad Credit Car Loan
Tip! Manage your credit card balances. It’s best for your credit score if the balance on a given card is less than 50% of the limit on that card.
You need a loan to buy a car but waiting for your poor credit record to become impressive. Truly spe...
Heal your Credit Score with Poor Credit Auto Loan
Tip! New credit - Applying for too much new credit is one of the easiest ways for people to inadvertently harm their credit score.
Good credit score always assists an individual in borrowing an amount from the financial market for buying an automobile....
March 2009
Repair Credit Score With Adverse Credit Secured Personal Loan
Tip! My credit score will drop if multiple lenders check my credit- If you contact multiple mortgage lenders shopping for the best interest rate within a couple of week period they are grouped together into a less damaging inquiry. In essence, they wi...
Improve Your Credit Score By Adding Positive Lines Of Credit To Your Credit Report
Tip! Try to keep your credit balances as low as possible. You can also ask the lender to increase your credit limit which can increase your credit score.
Reading and understanding your credit report maybe difficult for many people. You really do have t...
February 2009
What Does Your Credit Report Say About You
Tip! Send your letter by certified mail, return receipt requested so you can document what the credit reporting agency received. Make sure your letter is dated, and don’t forget to keep copies of everything you send.
Years ago as a youngster I re...
Four Damaging Myths About Your Credit Score
Tip! Make every payment on time. This is the most important factor in your credit score rating.
Banish these myths from the way you handle your credit! Your score will be as good as it can be when you know the truth about how these actions affect your...
Use Old Credit Cards to Raise Your Credit Score
Tip! If you are sincerely interested in improving your FICO credit score, bankruptcy MUST be avoided! Bankruptcy is more negative than late payments or collection accounts.
The popularity of switching credit card companies has grown in recent years and...
January 2009
How to Get a Free Online Credit Report in UK and Why You Should Print It
Tip! Many credit card companies will decide whether or not to issue you a credit card with a high limit based on your credit report. If in doubt they may not issue a card at all or issue a card with a very low limit or risk.
A free UK online credit rep...
Who Is Entitled To A Free Annual Credit Report And The Quickest Way To Get It
Tip! Check Your Credit Report. Make sure you know what your credit is like.
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Some people are curious about their credit report and would like to know if it needs repairing. A free annual credit report will let you know if your credit score is in...
December 2008
Am I Entitled to a Yearly Free Credit Report?
Tip! The Credit reporting agency will forward the request to the information provider at which time they will review and investigate the request. If the information cannot be verified, then they must remove it.
If you are like many people all over the...
Don't Be Afraid To Question Your Credit Score
Increase Your Credit Score -Fast! Save Thousands by correcting your credit yourself. Easy step-by-step instructions.
Your credit plays a much bigger role in your life than most people realize and you should not be afraid to question your credit score....
What Is The Credit Score Rating Scale?
Tip! An individual’s race, sex, age, level of education, or marital status has no bearing on a credit score, nor does the fact that an application for credit was previously turned down.
Understanding your credit score rating scale can seem like a...
November 2008
How Can I Get A Copy Of My Credit Report?
Tip! If you don’t see a creditor or collection agency on the credit report you know for a fact you owe money to, then you need to find any billing statements or collection letters you may have received. These statements and letters will have nece...
October 2008
What Does A Good Credit Score Look Like?
Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all.
Finding out what is an excellent credit score can be a good first step in a good financia...
How To Get Your Free Instant Credit Report Status in North Carolina
Tip! Many credit card companies will decide whether or not to issue you a credit card with a high limit based on your credit report. If in doubt they may not issue a card at all or issue a card with a very low limit or risk.
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Of all the eastern c...
Credit Repair In 3 Easy Steps
Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers.
Bad credit is not a permanent situation. If you have negative entries on your report, it’s not too late to start repairing your credit history tod...
Auto Loans and Why Your Credit Score Matters
Tip! Paying your bills on time is the first step in improving your FICO credit score. Late payments can have a big negative impact on your FICO score, 30 days or more late on one account can lower your FICO score 50 points or more.
Other than the purc...
September 2008
What Is The Diference Between Credit Counselors And Credit Repair Companies?
Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation.
Just as with lots of other things you do in life, using your budget wisely is a skill you will h...
Repair Your Credit Card Score With Credit Card Debt Consolidation
Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...
How to Read an Equifax Credit Report
Tip! Check Your Credit Report. Make sure you know what your credit is like.
The Fair Credit Reporting Act (FCRA) requires each of the Nationwide Consumer Reporting organizations (Equifax, TransUnion and Experian) to provide you with one free credit re...
Tenant with Bad Credit Score? Here is the Best Loan Option for You
Tip! New credit - Applying for too much new credit is one of the easiest ways for people to inadvertently harm their credit score.
Are you a tenant with bad credit score?
Thinking you cannot avail a loan due to poor credit score?
It is a common belief ...
