September 2009
Why You Need to Check Your Credit Score Annually
Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information.
Most North Americans no little or nothing about their current credit rat...
Personal Loans and Your Credit Score
Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score.
Did you know that your credit score will most definitely impact the rate you pay on loans? That’s right, the higher your cred...
Low Score but Medical Emergency: Opt for Bad Credit Cosmetic Surgery Loans
Tip! Closing unused accounts is a negative strategy to raising one’s credit score. Factually, fewer open accounts with the same amount of debt ultimately reduces a credit score.
“Your first impression is the last impression “....
August 2009
Atlanta Bankruptcy Lawyers
Tip! Every single state in the United States has it’s very own interpretation on bankruptcy, some better than others. In some states you are permitted to hold onto your assets while other states grab hold of everything you own and require you to ...
July 2009
Las Vegas Bankruptcy Lawyers
Tip! Spend a day at a bankruptcy court. Observing the attorneys in action can give you an idea of the attorney you want representing you.
Currently, there are about 15 million employed Americans living below the poverty line. One of the major reasons f...
Bankruptcy Second Time Around - What to Expect from the New Bankruptcy Law
Tip! It’s not difficult to file for bankruptcy. It really isn’t.
Although it was a little bit frightening at first, the new bankruptcy law was not that much of a hassle. I was expecting a lion, and what I found was a lamb.
I was already a...
June 2009
Business Bankruptcy Lawyers
Tip! If I file for bankruptcy the trustee will seize all of my assets and sell them to settle my debts with creditors.
Bankruptcy is one of the biggest burdens for an individual or for any type of business. This is a situation where the business cannot...
Bankruptcy Bill
Tip! The final step in considering bankruptcy is to actually engage the services of an attorney. At this juncture, you attorney will prepare a bankruptcy petition on your behalf that will be filed in the bankruptcy court.
The Senate is trying to overh...
May 2009
Average Credit Score - Decoding The Credit Myths
Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score.
The model which is used to find the average credit score is to the advantage of the consumer rather than the commonly used middle s...
Improving Credit Score Through A Bad Credit Auto Loan
Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score.
In past your loan applications have been rejected, because of your bad credit score. A bad credit score can happen because of vario...
April 2009
Bankruptcy No Longer Means - No Mortgage
Tip! Spend a day at a bankruptcy court. Observing the attorneys in action can give you an idea of the attorney you want representing you.
In the past, traditional mortgage lenders have automatically rejected people who had declared personal bankruptcy....
Creditors' Committees under Bankruptcy Reform: More Representative?
Tip! You won’t lose everything that you have. While bankruptcy laws vary from state to state, every state has exemptions that protect certain kinds of assets, such as your clothes, household goods, your home and your car (up to a certain value) ...
The Value of An Ohio Bankruptcy Attorney
Tip! After filing for bankruptcy, all of your possessions will be in charge of the trustee.
Just as in most other states you will most often be well advised to use an attorney to represent you in court. Especially with bankruptcy. There are some costs ...
March 2009
Repair Credit Score With Adverse Credit Secured Personal Loan
Tip! My credit score will drop if multiple lenders check my credit- If you contact multiple mortgage lenders shopping for the best interest rate within a couple of week period they are grouped together into a less damaging inquiry. In essence, they wi...
Improve Your Credit Score By Adding Positive Lines Of Credit To Your Credit Report
Tip! Try to keep your credit balances as low as possible. You can also ask the lender to increase your credit limit which can increase your credit score.
Reading and understanding your credit report maybe difficult for many people. You really do have t...
Does a Credit Report Include all Three Credit Scores?
Tip! Many credit card companies will decide whether or not to issue you a credit card with a high limit based on your credit report. If in doubt they may not issue a card at all or issue a card with a very low limit or risk.
With all the advertising to...
Credit Card Debt Consolidation Can Improve Your FICO Score
Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all.
Debt consolidation can be an excellent way to enhance your FICO and credit score. In fact...
February 2009
Free Online Credit Report and Score
Tip! Every negative credit record on your credit report can be negated by you at any time. The credit bureau must reinvestigate and if that item cannot be verified within a reasonable amount of time, that credit record must be removed from the credit f...
Use Old Credit Cards to Raise Your Credit Score
Tip! If you are sincerely interested in improving your FICO credit score, bankruptcy MUST be avoided! Bankruptcy is more negative than late payments or collection accounts.
The popularity of switching credit card companies has grown in recent years and...
January 2009
Keep Bankruptcy As Far Away As Possible With Debt Consolidation!
Tip! You are not a deadbeat if you file for bankruptcy. Most people file for relief after a life-changing experience, such as a death of a spouse, divorce or job loss or after a serious illness that left them with thousands, if not tens of thousands, ...
December 2008
Bureaucrats and Regulators to Declare Bankruptcy and Insolvency
Tip! It’s not difficult to file for bankruptcy. It really isn’t.
It is so fascinating how our regulators sit behind desk and dream up rule after rule to be placed on business, yet are so unethical and irresponsible in their own lives. Did ...
November 2008
Car Loans After Bankruptcy - 3 Things You Should Know
Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy.
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Car Loan After Bankruptcy
Tip! Whether you are getting a car loan, mortgage loan or personal loan, one major factor that will get you qualified is your present income. Financial institutions who offer loans after bankruptcy are more concerned about your present finances than yo...
October 2008
How To Get Your Free Instant Credit Report Status in North Carolina
Tip! Many credit card companies will decide whether or not to issue you a credit card with a high limit based on your credit report. If in doubt they may not issue a card at all or issue a card with a very low limit or risk.
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Of all the eastern c...
Car Loans for People with Bad Credit - Getting an Auto Loan after Bankruptcy
Tip! It is also a requirement, for those wishing to obtain a bankruptcy home loan, to have a debt-to-income ratio of between forty-five to fifty percentile range.
Getting credit after a bankruptcy is not easy. This includes credit for mortgages, vehicl...
