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PUBLIC MARKS from creditdebit with tags finance & "credit cards"

September 2009

Personal Loans and Your Credit Score

Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score. Did you know that your credit score will most definitely impact the rate you pay on loans? That’s right, the higher your cred...

Low Score but Medical Emergency: Opt for Bad Credit Cosmetic Surgery Loans

Tip! Closing unused accounts is a negative strategy to raising one’s credit score. Factually, fewer open accounts with the same amount of debt ultimately reduces a credit score. “Your first impression is the last impression “....

July 2009

Bad Credit Score: Go for Bad Credit Secured Loan

Tip! Do not close old or paid off accounts. These show the credit history length and contribute to higher credit scores. Being categorized under bad credit due to inevitable circumstances lands you in serious trouble .It further perforates that you ar...

A Low Credit Score Can Really Cost You

Tip! Instead of opening up a number of credit cards to raise a credit score, find a credit card with a low APR to consolidate onto one credit card. However, caution is advised on people with a short credit life in opening a number of credit...

How To Use Cash Advance With No Credit Checks To Build Up Your Credit Score

Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all. For many people utilizing the services of a cash advance company is their only available ...

June 2009

Bad Credit Score - Bad Debt

Tip! Obtain a copy of your credit score report from one of the three major credit bureau agencies: Equifax, TransUnion or Experian. Bad credit scores don’t necessarily equal bad debts. Have you ever heard...

May 2009

Average Credit Score - Decoding The Credit Myths

Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score. The model which is used to find the average credit score is to the advantage of the consumer rather than the commonly used middle s...

How To Repair Your Credit Score

Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all. A bad credit score can really affect your ability to create the life you want. You will b...

April 2009

Tip! Keep old paid off accounts in an open status. If you close an account, it won’t help your FICO score but it could lower your credit score. Bad credit score, it acts as a hurdle that obstructs borrowers to acquire loans. Same thing happens wi...

How to get a Personal Loan even with a Low Credit Score

Tip! Always be aware of the type of credit you hold because credit from financing companies can affect your credit score. Credit score is a number that determines your credit situation; it ranges from 450 to 850. The higher the number is, the better yo...

March 2009

Bad Credit Loans are Suitable Options if Your Score is Not Impressive

Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information. 1fee An unimpressive credit record is considered a stigma by the prime...

February 2009

There are Tons of Ways to Boost Your Credit Score, Here's 10

Tip! Make every payment on time. This is the most important factor in your credit score rating. 1. Getting Rid of Errors in 2 Days Deleting errors is the fastest way to correct errors on your credit report and raise your credit score. On top of that, ...

Credit Score Essentials

Tip! Always be aware of the type of credit you hold because credit from financing companies can affect your credit score. Baseball coaches won’t make a player a designated hitter unless their batting average proves that they’re able to hit ...

November 2008

How Can I Get A Copy Of My Credit Report?

Tip! If you don’t see a creditor or collection agency on the credit report you know for a fact you owe money to, then you need to find any billing statements or collection letters you may have received. These statements and letters will have nece...

October 2008

How to Repair Bad Credit with Self Debt Management

Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...

September 2008

How to Repair a Bad Credit Report Legally

Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers. Analyzing every detail of information on your credit report is an essential step to repair your bad credit. Always remember that your credit report cont...

August 2008

Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation. Part one of this article series tells you what you should do to fix your bad credit situation. T...

Tip! Paying off a collection account will not remove it from you credit score. Many lenders offer debt consolidation personal loans. Yet, getting approved for these types of loans is not an easy task. For starters, banks and credit unions require app...

Would You Like To Find Out How To Repair Your Credit Today Starting From Scratch?

The Attorney’s Guide To Credit Repair. If you’re searching online to find ways to repair your credit, whatever your current financial situation is right now, you need to take the first step and clear your mind, and start using a common sen...

July 2008

Repair Your Credit with Non Homeowner Debt Consolidation

The Attorney’s Guide To Credit Repair. Usually, a person gets into the trap of debts when he fails to maintain a balance between his income and expenditure. Such situation generally arises when the person has shortfall of money. And, once the de...

How to Dispute Credit Report Errors

Tip! You will see the addresses for each creditor on the credit report. If it is not there, then you can call customer service to ask them to provide you with the missing information. Your credit report–a type of consumer report–contains i...

Comprehending a Credit Report

Tip! Check Your Credit Report. Make sure you know what your credit is like. Obtaining a credit report is an excellent way to begin taking control of your financial future. It’s recommended that you review your credit report once a year, not only...

Repair Credit Score: The First Two Steps To Increasing Your Credit Score By 100 Points

Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation. Need to repair your credit score? Would you like to increase your credit score by 50 to 100 poi...

How To Boost Your Credit Score

Tip! Because outstanding debt may taint a FICO score, try to pay-off balances on both revolving credit cards as well as other financial accounts. For the sake of appearances and the credit score, target bankcard debt to 60 percent with 3...

Everything You Always Wanted To Know About Your Credit Report

Tip! You should contact the credit reporting agency and request that the inaccurate information be taken off. To do this you will need to send a letter of request and enclose a copy of the report with the incorrect information highlighted. Your credit...