August 2009
How to Start an Online Bankruptcy Forms Processing Service
Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy.
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Filing a Simple Bankruptcy
Tip! Look into the total cost of fees for your bankruptcy case. It’s best to know the amount of money it is going to cost you.
We all know times are tough and, for some of us, bills are getting harder to pay each month. If the debts you owe are m...
May 2009
Bankruptcy Loan Refinancing
Tip! It is true when they say that the bankruptcy laws can be rather complex. One of the most common is Chapter 7, which discharges all financial debts.
One can refinance a mortgage from the seventh month of the date of declaring bankruptcy. Even thoug...
Used Car Bankruptcy Loans
Tip! Your credit history will be damaged by bankruptcy; it will appear on your credit report for as long as 10 years.
Used car bankruptcy loans are available to persons who have recently filed for bankruptcy. There are many business enterprises extendi...
New Bankruptcy Law Restrictions Lifted for Scores of Hurricane Victims
Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F.
In late 2005, victims of both Hurricane Katrina and Hurricane Rita were...
April 2009
New Bankruptcy Laws Make Filing for Bankruptcy a Complicated Affair
Tip! It is also a requirement, for those wishing to obtain a bankruptcy home loan, to have a debt-to-income ratio of between forty-five to fifty percentile range.
As of Oct. 17, 2005, The Bankruptcy Abuse Prevention & Consumer Protection Act of 20...
Bankruptcy Law - 5 Effective Tips For Getting An Attorney
Tip! Spend a day at a bankruptcy court. Observing the attorneys in action can give you an idea of the attorney you want representing you.
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Bankruptcy filing is at an all time high. This has caused a new bankruptcy law to be passed called the R...
March 2009
Is Do it Yourself Debt Settlement a Good Bankruptcy Alternative?
Tip! It’s not difficult to file for bankruptcy. It really isn’t.
There are two ways to deal with your debt: on your own, or with help.
Getting help from a bankruptcy attorney to file for bankruptcy, or getting help from a credit counselor ...
January 2009
Bankruptcy Chapter 7-11 And Chapter 13 Explained
Tip! If I file for bankruptcy the trustee will seize all of my assets and sell them to settle my debts with creditors.
With the proper information in regards to the new bankruptcy laws you can avoid the hassles many people have to deal with because the...
How to Rebuild Your Credit After Bankruptcy, Or Getting Your Finances Back Together Again
Tip! Spend a day at a bankruptcy court. Observing the attorneys in action can give you an idea of the attorney you want representing you.
If you are worried about rebuilding credit after bankruptcy, this article will help you with some general advice a...
Bankruptcy Laws - Help Protecting Distressed People In Debt
Tip! In working towards fully understanding how to file for bankruptcy, if you do make the decision to hire a lawyer, you will need to begin an organized search to find the best attorney to meet your needs. Keep in mind that in this day and age there ...
December 2008
Consequences of Personal Bankruptcy when Applying for Loans!
Tip! The third step you need to undertake when it comes to seeking bankruptcy relief is to contact all three major credit bureaus. When all is said and done, the three major credit bureaus may have the best record of all of your outstanding debt.
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New Bankruptcy Law Will Not Protect You from Identity Theft
Tip! It is also a requirement, for those wishing to obtain a bankruptcy home loan, to have a debt-to-income ratio of between forty-five to fifty percentile range.
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Recently passed by Congress with overwhelming support, the oddly-named Bankruptcy ...
November 2008
Car Loans After Bankruptcy - Tips to Getting Approved
Tip! Have derogatory credit items removed from your credit report. For the items charged off in your bankruptcy, you will need to send a copy (not the original) of your bankruptcy discharge papers to all 3 of the credit bureaus asking them to remove t...
Car Loans After Bankruptcy - How Poor Credit or a Recent Bankruptcy Can Affect Your Loan Approval
Tip! After filing for bankruptcy, all of your possessions will be in charge of the trustee.
If you have poor credit or a recent bankruptcy, you can still get approved for an auto loan through sub prime lenders. Sub prime lenders specialize in financing...
Car Loans After Bankruptcy - 3 Tips On Financing Your Car With Bad Credit
Tip! bankruptcy is a repayment plan that will restructure your arrearage. More than 95% of all Ch.
If you have recently filed bankruptcy, you may wonder if its possible to get auto financing again. There are more and more loan companies all the time...
October 2008
Bad Credit Auto Lenders - Getting a Car after Bankruptcy
Tip! The forth factor that needs to be considered on the road to filing for bankruptcy, is to determine whether you will seek professional assistance in the pursuit of a bankruptcy case. Some people do elect to file for bankruptcy on their own without...
Car Loans after Bankruptcy - How to Negotiate the Best Deal
Tip! You are not a deadbeat if you file for bankruptcy. Most people file for relief after a life-changing experience, such as a death of a spouse, divorce or job loss or after a serious illness that left them with thousands, if not tens of thousands, ...
September 2008
What Is A Chapter 13 Bankruptcy?
Tip! Why doesn’t everyone just call bankruptcy when everything gets too hard. Put simply, your credit is ruined.
Many consumers that are bogged down in debt frequently turn to bankruptcy as a form of restoring their financial status back to a zer...
Take Careful Consideration Before Filing Bankruptcy
Tip! Even if I file for bankruptcy creditors will still harass me and my family.
Filing bankruptcy is not fun! It is a last resort if you are interested in keeping an active and acceptable credit report. Bankruptcy is the condition of bringing all yo...
August 2008
Bankruptcy: Which Chapter Do I File?
Tip! For car loans or mortgage loans after bankruptcy, another important consideration is the down payment. If you have enough funds to put down on a car or a house, then finding a lender will not be a problem at all.
There is more than one kind of ban...
Credit Counseling or Bankruptcy: Which is Best for You?
Tip! The possibility of getting loans approved will be lowered, because all creditors will first check your credit report where the bankruptcy shows.
People often get to a place where they simply can’t pay their bills, especially in today’s...
July 2008
Out of Credit Card Debt - Without Filing Bankruptcy
Tip! Get a copy of your credit report. Many times (most times) the credit accounts that are absolved with your bankruptcy are not removed from your credit report immediately.
To be out of credit card debt is your dream and you’re tired of the re...
June 2008
Debt Consolidation or Bankruptcy
Tip! Even if I file for bankruptcy creditors will still harass me and my family.
Over the last decade Americans have accumulated excessive amounts of debt. Partially fueled by low interest rates and increased equity on houses due to real estate markets...
