September 2009
Even if you have a Low Credit Score, You Can Still be Considered for Bad Credit Home Loans
Tip! If you have paid off all your debt, and your credit score seems to be at a stand still, you might want to make small purchases each month with your credit card and pay them off immediately. Often times the credit bureaus like to see at least some...
Chapter 11 Bankruptcy - An Indebted Enterprise Can Reorganize Its Liabilities & Survive
Tip! If I file for bankruptcy it may cause more family troubles than I already have, maybe even divorce.
Profits of commercial or business enterprises, whether a partnership or corporation, may at some point, go under. In this case, a petition for bank...
August 2009
Academic Collapse and Innovation Bankruptcy
Tip! Your creditors can not change their minds at a later date From the date of approval of your Arrangement all interest and charges are frozen. Unlike bankruptcy there is no advertisement of the IVA in a local paper.
Are our academic institutions at...
New Jersey Bankruptcy Lawyers
Tip! It’s not difficult to file for bankruptcy. It really isn’t.
Under the U.S law, bankruptcy is a legal proceeding that allows a debtor to temporarily or permanently avoid paying his debts. U.S bankruptcy code is meant to provide protect...
Free Online Credit Report and Score
Tip! Check your credit score online with one of the official companies to see what or why your credit score is the level it is. This will help you determine what you can really do to increase your credit score.
We all need to obtain a Free Credit Repor...
June 2009
Chapter 11 Bankruptcy Lawyers
Tip! The final step in considering bankruptcy is to actually engage the services of an attorney. At this juncture, you attorney will prepare a bankruptcy petition on your behalf that will be filed in the bankruptcy court.
Chapter 11 bankruptcy lawyers...
May 2009
Bankruptcy Loan Refinancing
Tip! It is true when they say that the bankruptcy laws can be rather complex. One of the most common is Chapter 7, which discharges all financial debts.
One can refinance a mortgage from the seventh month of the date of declaring bankruptcy. Even thoug...
Alternatives to Bankruptcy: A Three Step Plan For Considering your Bankruptcy Alternatives
Tip! Fourth step is optional; you can apply for a mortgage after bankruptcy even with bankruptcy discharged yesterday and just about any time you want.
Should you go bankrupt? How do you decide if personal bankruptcy is right for you, or if you should...
April 2009
Is it Possible to get Finance even after Bankruptcy?
Tip! You are not a deadbeat if you file for bankruptcy. Most people file for relief after a life-changing experience, such as a death of a spouse, divorce or job loss or after a serious illness that left them with thousands, if not tens of thousands, ...
Bankruptcy Law - 5 Effective Tips For Getting An Attorney
Tip! Spend a day at a bankruptcy court. Observing the attorneys in action can give you an idea of the attorney you want representing you.
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Bankruptcy filing is at an all time high. This has caused a new bankruptcy law to be passed called the R...
March 2009
Filing Bankruptcy - 7 Simple Steps For Getting Fast Debt Relief
Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F.
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Bankruptcy is the last option any person wants to take. Filing b...
Does Debt Settlement Affect Your Credit Score?
Tip! Make every payment on time. This is the most important factor in your credit score rating.
If you’re buried deep in credit card debt, you probably shouldn’t be asking if debt settlement affects your credit score. Instead, you may want...
Chapter 7 and Chapter 13 Bankruptcy - Choose The Wrong Option and You Could Lose Everything
Tip! You must list all of your debts. Each creditor that you owe money to must be disclosed in your bankruptcy petition.
There are two legal processes in the United States for dealing with your debts. Chapter 7 bankruptcy, also known as “straig...
February 2009
Debt Consolidation Loan: An Effective Tool to Build Your Credit Score
Credit Score: A Definitive Guide. Credit Scoring Techniques Based Directly From The Industry’s Standard Of Credit Scoring. The Score That Lenders Use.
Debt consolidation does indeed give you much financial support. However, if it crosses a limit...
The Free Credit Report Scam
Tip! It is possible that a very old credit records cannot be verified because records may no longer exist after 1 or 2 years on credit report.
Every consumer in America has the right to a free credit report once every year by law as of September 2005. ...
January 2009
Improve Your Credit Score By Adding Positive Lines Of Credit To Your Credit Report
Attorney Prepared Credit Report Repair. Legal and Easy Ways to Repair Your Credit Report, Save Money, Avoid Scams, and More.
Reading and understanding your credit report maybe difficult for many people. You really do have the power to take the mystery ...
California Bankruptcy Laws
Tip! The next step in filing for bankruptcy is to determine exactly what assets you have available to you. Your assets include your recurring income from your job, your home and major items of personal property that you might own (including such items...
3 in 1 Credit Report - Getting a Copy of Your Credit Report and Seeing What Needs To Be Improved
Tip! If the information provider finds that there was no error, you can request that the credit reporting agency send a copy of the disputes with any report that is requested by creditors. You can also provide an explanation of a negative report in 10...
Bankruptcy Credit Repair - How To Avoid Scams
Tip! You won’t lose everything that you have. While bankruptcy laws vary from state to state, every state has exemptions that protect certain kinds of assets, such as your clothes, household goods, your home and your car (up to a certain value) ...
December 2008
Am I Entitled to a Yearly Free Credit Report?
Tip! The Credit reporting agency will forward the request to the information provider at which time they will review and investigate the request. If the information cannot be verified, then they must remove it.
If you are like many people all over the...
Bankruptcy Lawyers - 4 Important Things To Remember Before You Retain One
Tip! Pay all of your bills on time. Bankruptcy is a means to financial recovery.
Most debtors do not consider hiring a lawyer for the obvious reason that they cannot afford to have one. While a debtor is not required to hire a lawyer, it is recommende...
What Is Bankruptcy Chapter 7 Liquidation?
Tip! After filing for bankruptcy, all of your possessions will be in charge of the trustee.
Bankruptcy liquidation also known as Chapter 7 Bankruptcy is a legal process where most if not all of your debt can be eliminated. It may take up to six months....
How Your Credit Score Can Get You Better Rates
Tip! Do not close old or paid off accounts. These show the credit history length and contribute to higher credit scores.
Any time that you think that you may want to make a larger purchase such as a house or a vehicle it is wise to make frequent checks...
