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PUBLIC MARKS from creditdebit with tags "credit reports" & loans

July 2009

Credit Score Includes All of This

Tip! If you are sincerely interested in improving your FICO credit score, bankruptcy MUST be avoided! Bankruptcy is more negative than late payments or collection accounts. Your credit report includes a lot of information about your credit behavior and...

Improve Credit Score with Bad Credit Auto Loans

Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information. Every person lives with his own desires and dream either a house or any ...

Credit Score and Mortgages - Ways To Get A Higher Score

Tip! Pay off debts to improve credit scores. Credit Score Basics Your credit score is something you can see on your credit report. You will typically have three different credit scores on your credit report. This is one score from each of the three dif...

March 2009

Bad Credit Loans are Suitable Options if Your Score is Not Impressive

Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information. 1fee An unimpressive credit record is considered a stigma by the prime...

Does Debt Settlement Affect Your Credit Score?

Tip! Make every payment on time. This is the most important factor in your credit score rating. If you’re buried deep in credit card debt, you probably shouldn’t be asking if debt settlement affects your credit score. Instead, you may want...

Get a Free Instant Credit Report Without a Credit Card

Tip! The Credit reporting agency will forward the request to the information provider at which time they will review and investigate the request. If the information cannot be verified, then they must remove it. Not too long ago, we had to guess at how...

The Importance of Learning To Read Your Credit Report

Tip! You will see the addresses for each creditor on the credit report. If it is not there, then you can call customer service to ask them to provide you with the missing information. If you’ve ever applied for a credit card, a personal loan, or...

February 2009

Debt Consolidation Loan: An Effective Tool to Build Your Credit Score

Credit Score: A Definitive Guide. Credit Scoring Techniques Based Directly From The Industry’s Standard Of Credit Scoring. The Score That Lenders Use. Debt consolidation does indeed give you much financial support. However, if it crosses a limit...

Is It Possible to Remove Negative Information From Your Credit Report

Tip! Residents of Colorado, Maryland, Massachusetts, New Jersey, and Vermont are entitled by state law to one free credit report from a credit-reporting agency per year. Residents of Georgia are entitled to two free credit reports. There is a huge diff...

How Can I Get An Annual Free Credit Report?

Tip! If you don’t see a creditor or collection agency on the credit report you know for a fact you owe money to, then you need to find any billing statements or collection letters you may have received. These statements and letters will have nece...

The Free Credit Report Scam

Tip! It is possible that a very old credit records cannot be verified because records may no longer exist after 1 or 2 years on credit report. Every consumer in America has the right to a free credit report once every year by law as of September 2005. ...

January 2009

Tenants Improve Your Credit Score with Bad Credit Tenant Loan

Tip! Do not apply for every car, credit card, and home that you are looking at as an eager consumer. Because every time you try to purchase a home, car, or get a new credit card your credit score is checked and the crediting agencies lower your score i...

December 2008

Don't Be Afraid To Question Your Credit Score

Increase Your Credit Score -Fast! Save Thousands by correcting your credit yourself. Easy step-by-step instructions. Your credit plays a much bigger role in your life than most people realize and you should not be afraid to question your credit score....

November 2008

Get 3 Free Online Credit Reports With Score

Tip! Do not close old or paid off accounts. These show the credit history length and contribute to higher credit scores. There are many different web sites available that will offer you the opportunity to get an official credit report. Simply put, many...

Why Is It Important To Understand Your Credit Score?

Credit Score: A Definitive Guide. Credit Scoring Techniques Based Directly From The Industry’s Standard Of Credit Scoring. The Score That Lenders Use. Trying to fix your credit score is an excellent idea but understanding the score can be a prob...

October 2008

Know Your Credit Score Before Applying for an Auto Loan

Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score. It is important to know what your credit score is before you apply for an auto loan. Finding out your current score ahead of time w...

Personal Loans for People with Bad Credit: Funds and Credit Repair!

Tip! You are under no obligation to pay for anything in advance. All the services promised by a credit repair companies must be rendered before you have to pay them. Bad Credit Home Loans As regards to mortgage borrowing, some companies may lend up to ...

September 2008

How To Start Do It Your Self Credit Repair

The Attorney’s Guide To Credit Repair. Good credit score is necessary if we want to live normal lives. Lots of people make mistake of not paying enough attention to their credit rating even though without good credit many of the everyday things ...

August 2008

Alleviate Your Adverse Credit Score with Secured Loans

Tip! Always be aware of the type of credit you hold because credit from financing companies can affect your credit score. Credit score plays an important role while a borrower applies for any loan. This credit score acts as a yardstick, on the basis of...

Jump Start Your Credit Repair Business

Tip! Make credit repair your focus. You need to insure that each purchase you make is a wise one. If you own, or work for a credit repair business and you are looking to add some clients to your book of business, buying credit repair leads may not be a...

Fico Scores, Credit Repair and the Real Scoop

Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers. It’s sometimes surreal to think that in the institutional Lending industry that most people are reduced to the 3 digit number known as the FICO sc...

Make Sure Your Credit Report Is Correct to Improve Your Interest Rates And Lower Insurance Premiums

Tip! Write to the credit reporting company about the incorrect and inaccurate information. Did you know that you could make sure to get the best rates on your auto and homeowners insurance simply by having a good credit score. Additionally a great c...

June 2008

Understanding Credit Report Score

Tip! Pay the minimum monthly payments. This will repair your credit score remarkably. Understanding credit report scores is important when you see your credit report because you need to be able to make some sense of it. Your credit score is used by any...

Five Reasons to Repair Your Credit Score - You Can Do It Yourself

Tip! An individual’s race, sex, age, level of education, or marital status has no bearing on a credit score, nor does the fact that an application for credit was previously turned down. There are multiple reasons that tell us why we should have a...

FICO Scores, Credit Repair and Home Loans - The Real Truth

The Attorney’s Guide To Credit Repair. The Fair Isaac and Co. is the renowned developer of what in financial circles is known as the FICO score. A FICO score is a procedure or a methodology that gives a fair idea of whether users of credit will ...