October 2009
Debt Consolidation Can Improve Your Credit Score
Tip! Obtain a copy of your credit score report from one of the three major credit bureau agencies: Equifax, TransUnion or Experian.
Carrying a large amount of debt can damage our credit rating, as we increase o...
September 2009
Raising Your Credit Score for Free
Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information.
When it comes to raising your credit score, you can do it for free. You ...
Drive Car by Availing Loans - Despite having Bad Credit Score
Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score.
You crave for a car. Your present financial condition does not allow you to buy a car. There is a second thought, availing car loan...
August 2009
Improve Your Credit Score with Homeowner Consolidation Loans
Tip! Closing unused accounts is a negative strategy to raising one’s credit score. Factually, fewer open accounts with the same amount of debt ultimately reduces a credit score.
Debt consolidation is known for being the most efficient mea...
How To Increase Your Credit Score Turn Your Dreams Into Reality
Tip! Do not apply for every car, credit card, and home that you are looking at as an eager consumer. Because every time you try to purchase a home, car, or get a new credit card your credit score is checked and the crediting agencies lower your score i...
May 2009
Improving Credit Score Through A Bad Credit Auto Loan
Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score.
In past your loan applications have been rejected, because of your bad credit score. A bad credit score can happen because of vario...
April 2009
Tips for Tenants with Low Credit Score who Need a Loan!
Tip! Make every payment on time. This is the most important factor in your credit score rating.
Improving Credit Score
Before applying for a Bad Credit Tenant Loan, it is necessary for the borrower to know his credit score. Though there are lenders th...
Bad Credit Score - No Matter With No Credit Check Personal Loan
Tip! Always be aware of the type of credit you hold because credit from financing companies can affect your credit score.
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Bad credit is the tag which gets attached to a person due to his leniency in making the repayments. And it remains with the...
Bad Credit Auto Loans: How Credit Score affects your Interest Rate
Tip! Pay with cash Using debit cards and cash are good ways to control your debt (and therefore maintain a great credit score).
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If you are unfamiliar with the concept of credit score or rank and you don’t know how it is determined, you ...
March 2009
Improve Your Credit Score By Adding Positive Lines Of Credit To Your Credit Report
Tip! Try to keep your credit balances as low as possible. You can also ask the lender to increase your credit limit which can increase your credit score.
Reading and understanding your credit report maybe difficult for many people. You really do have t...
The Importance of Learning To Read Your Credit Report
Tip! You will see the addresses for each creditor on the credit report. If it is not there, then you can call customer service to ask them to provide you with the missing information.
If you’ve ever applied for a credit card, a personal loan, or...
February 2009
How Refinancing Can Help Rebuild Your Credit Score & Mortgage History
Tip! Always be aware of the type of credit you hold because credit from financing companies can affect your credit score.
Too much credit, struggling credit payments, high debt to income ratio all affects a person’s credit rating or FICO score. F...
January 2009
Getting A Credit Report With Your Credit Card, Be Careful!
Tip! Don’t attempt to create a separate credit identity to get around your flawed credit report.
We have all seen the advertisements on the Internet telling us that we are entitled to free credit reports. But many people want to know if they can ...
Advantages And Disadvantages Of Seeing Your Free Credit Report Online
Tip! If the information provider finds that there was no error, you can request that the credit reporting agency send a copy of the disputes with any report that is requested by creditors. You can also provide an explanation of a negative report in 10...
December 2008
How You Can Obtain a Free Credit Report Online without Using a Credit Card
Tip! Also if you have been denied credit on the basis of information in a credit report, you are entitled to a free copy of your credit report from the credit bureau that supplied the credit report.
Everywhere you look there are advertisements and bann...
Credit Score Facts
Tip! Do not apply for every car, credit card, and home that you are looking at as an eager consumer. Because every time you try to purchase a home, car, or get a new credit card your credit score is checked and the crediting agencies lower your score i...
October 2008
Free Credit Report Online
Tip! Residents of Colorado, Maryland, Massachusetts, New Jersey, and Vermont are entitled by state law to one free credit report from a credit-reporting agency per year. Residents of Georgia are entitled to two free credit reports.
If you’ve take...
Know Your Credit Score Before Applying for an Auto Loan
Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score.
It is important to know what your credit score is before you apply for an auto loan.
Finding out your current score ahead of time w...
September 2008
Credit Card Debt - Watch Your Credit Report and Your Bill
Tip! The credit bureau must prove each credit record on your credit report. If this is not possible, it must be stricken from the credit report.
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Most consumers are aware of the importance of their credit report. This document, offered to consum...
August 2008
Alleviate Your Adverse Credit Score with Secured Loans
Tip! Always be aware of the type of credit you hold because credit from financing companies can affect your credit score.
Credit score plays an important role while a borrower applies for any loan. This credit score acts as a yardstick, on the basis of...
Fico Scores, Credit Repair and the Real Scoop
Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers.
It’s sometimes surreal to think that in the institutional Lending industry that most people are reduced to the 3 digit number known as the FICO sc...
Repair Credit Score With Adverse Credit Secured Personal Loan
Tip! Make credit repair your focus. You need to insure that each purchase you make is a wise one.
Is your adverse credit like an obstacle in obtaining a personal loan? If you are facing the same condition, then adverse credit secured personal loan can ...
Make Sure Your Credit Report Is Correct to Improve Your Interest Rates And Lower Insurance Premiums
Tip! Write to the credit reporting company about the incorrect and inaccurate information.
Did you know that you could make sure to get the best rates on your auto and homeowners insurance simply by having a good credit score.
Additionally a great c...
July 2008
When You Are Eligible For A Free Credit Report
Tip! Residents of Colorado, Maryland, Massachusetts, New Jersey, and Vermont are entitled by state law to one free credit report from a credit-reporting agency per year. Residents of Georgia are entitled to two free credit reports.
By Federal law, you ...
June 2008
Credit Repair: How to Begin
Tip! Make credit repair your focus. You need to insure that each purchase you make is a wise one.
Credit repair can seem like a daunting task- especially if you’re buried under a pile of debt with no foreseeable way out. But the good news is tha...