public marks

PUBLIC MARKS from creditdebit with tags bankruptcy & "debt settlement"

August 2009

Business Bankruptcy - A Basic Outline Before You Proceed

Tip! The next step in filing for bankruptcy is to determine exactly what assets you have available to you. Your assets include your recurring income from your job, your home and major items of personal property that you might own (including such items...

July 2009

New York Bankruptcy Lawyers

Tip! Your credit history will be damaged by bankruptcy; it will appear on your credit report for as long as 10 years. Bankruptcy is person’s legal declaration of being insolvent. Bankruptcy can be a very difficult, complex and complicated legal p...

Bankruptcy Lawyers In California

Tip! Fourth step is optional; you can apply for a mortgage after bankruptcy even with bankruptcy discharged yesterday and just about any time you want. Bankruptcy lawyers in California can be found by searching the Internet. The client should ensure th...

June 2009

How Does Bankruptcy Work?

Tip! Every single state in the United States has it’s very own interpretation on bankruptcy, some better than others. In some states you are permitted to hold onto your assets while other states grab hold of everything you own and require you to ...

May 2009

How to Get Approved For a Car Loan after Bankruptcy

Tip! Why doesn’t everyone just call bankruptcy when everything gets too hard. Put simply, your credit is ruined. Years ago, people who had a bankruptcy on their credit report were unable to get a decent car loan, if they were able to get approved...

Can I Buy a House after Filing Bankruptcy?

Tip! Even if I file for bankruptcy creditors will still harass me and my family. So you have run into hard times and what you said would never happen has actually come to pass; the dreaded bankruptcy. Is this the end to you chances of ever owning your ...

Alternatives to Bankruptcy: A Three Step Plan For Considering your Bankruptcy Alternatives

Tip! Fourth step is optional; you can apply for a mortgage after bankruptcy even with bankruptcy discharged yesterday and just about any time you want. Should you go bankrupt? How do you decide if personal bankruptcy is right for you, or if you should...

March 2009

Don't become Partners with Bankruptcy

After Bankruptcy Credit Solutions. New 3-Step system shows you how to rebuild your credit, increase your credit score & qualify for loans after bankruptcy. Bankruptcy is one partner you don’t ever want to make deals with. Bankruptcy is when ...

January 2009

Bankruptcy Credit Repair - How To Avoid Scams

Tip! You won’t lose everything that you have. While bankruptcy laws vary from state to state, every state has exemptions that protect certain kinds of assets, such as your clothes, household goods, your home and your car (up to a certain value) ...

November 2008

Car Loans After Bankruptcy - How Long Do You Need to Wait to Get Approved?

Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F. The key to improving credit history after a bankruptcy is rebuilding cr...

August 2008

Bankruptcy As An Option

Tip! After filing for bankruptcy, all of your possessions will be in charge of the trustee. If your financial worries are preventing you from sleeping at night, then you may have considered bankruptcy in hope of a little relief. Usually, consumers onl...

July 2008

How To Avoid Bankruptcy & Get Out Of Debt Faster Using Debt Negotiation!

Tip! Pay all of your bills on time. Bankruptcy is a means to financial recovery. Has credit card debt got you thinking about bankruptcy? You’re not the only one these days. Even with the new bankruptcy laws, credit card debt continues to climb....

After Bankruptcy Reform, Consumers Are Now Learning How To Discharge Debt

Tip! Ask for suggestions from legal professionals. Find a bankruptcy attorney at the circle of your acquaintances. Thanks to the new bankruptcy reform laws, many Americans who are overburdened by their credit card debt will no longer qualify for Chapte...

June 2008

Reduce Debt - How to Prevent Bankruptcy By Reducing and Consolidating Your Debt

Tip! Prior to filing for Bankruptcy, know and explore all of your options. When all is said and done, bankruptcy should be looked at as your very last option to get you out of debt. You can prevent bankruptcy by consolidating your debt with the help ...

April 2008

Guide To Bankruptcy

Tip! Obtain a copy of your bankruptcy and discharge papers from your attorney or the courthouse. This may include a copy fee. Here is a useful guide to bankruptcy. It should be noted that bankruptcy is not to be entered into without first having sought...

Debt Consolidation - Get Rid of Your Debt Burden - Repay Your Loans

Tip! You must consider whether debt consolidation is cost effective in the long term. Paying off an existing debt may incur charges for early settlement, and there may also be a fee for arranging your consolidation loan. 2080 Debt consolidation loans...

What is a Debt Consolidation Service?

Tip! If Step 7 is negative or very small, your problem is that you don’t have enough money to live on with your current debt. Debt consolidation may help you, but you need to follow a strict budget that will result in the elimination all of your ...

Low Interest Debt Consolidation Loans - Tips on Getting Approved

Tip! You must consider whether debt consolidation is cost effective in the long term. Paying off an existing debt may incur charges for early settlement, and there may also be a fee for arranging your consolidation loan. Getting a low rate is important...

March 2008

Reduce Your Debt - Free Online Debt Consolidation Advice

Tip! A Debt Consolidation Repayment Representatives will contact you and will work out a debt management plan. Before filing for bankruptcy, it would be beneficial for you to research online debt consolidation services. Debt consolidation is a very e...

The New Bankruptcy Law -- How Will It Affect Debt Negotiation?

Tip! Have derogatory credit items removed from your credit report. For the items charged off in your bankruptcy, you will need to send a copy (not the original) of your bankruptcy discharge papers to all 3 of the credit bureaus asking them to remove t...

How Bankruptcy Affects Student Loans

Tip! Fourth step is optional; you can apply for a mortgage after bankruptcy even with bankruptcy discharged yesterday and just about any time you want. The vast majority of government student loans cannot be gotten rid of easily, even filing for bankru...

February 2008

Bankruptcy and Debt - New Law May Hurt Katrina Victims

Tip! If I file for bankruptcy it may cause more family troubles than I already have, maybe even divorce. The world remains horrified at the tremendous destruction caused throughout the Gulf Coast recently by Hurricane Katrina. An unknown number of peo...

Bankruptcy Help - The Effects of Filing and Alternatives to Review First

Tip! Get a copy of your credit report. Many times (most times) the credit accounts that are absolved with your bankruptcy are not removed from your credit report immediately. Filing for Bankruptcy, regardless of whether chapter 7 or chapter 13 may hav...

Bankruptcy - All About Chapter 7 Bankruptcy

Tip! You must list all of your debts. Each creditor that you owe money to must be disclosed in your bankruptcy petition. The most common type of Bankruptcy that is filed for is Chapter 7 Bankruptcy. This is a liquidation bankruptcy rather than a reorg...

January 2008

The Ethics of a Christian Debt Consolidation Company

Tip! The Debt Consolidation Representative will then contact your creditors, negotiating the lowest interest rates and reduced fees possible. There are a number of Christian debt consolidation companies which may appear to be against a lot of Christian...