July 2009
Texas Bankruptcy Lawyers
Tip! Have derogatory credit items removed from your credit report. For the items charged off in your bankruptcy, you will need to send a copy (not the original) of your bankruptcy discharge papers to all 3 of the credit bureaus asking them to remove t...
June 2009
Bankruptcy Records - A Means to Find Out Who Has Financial Problems
Tip! The final step in considering bankruptcy is to actually engage the services of an attorney. At this juncture, you attorney will prepare a bankruptcy petition on your behalf that will be filed in the bankruptcy court.
Bankruptcy records are a resu...
How Does Bankruptcy Work?
Tip! Every single state in the United States has it’s very own interpretation on bankruptcy, some better than others. In some states you are permitted to hold onto your assets while other states grab hold of everything you own and require you to ...
Bankruptcy Explained
Tip! You will also have to prove how well you make payments. Again, lenders will not focus on your credit payment history ending in bankruptcy but rather on the payments that you have made since your filing.
Whether or not we want it to or mean it to, ...
What if General Motors Files Bankruptcy?
Tip! The forth factor that needs to be considered on the road to filing for bankruptcy, is to determine whether you will seek professional assistance in the pursuit of a bankruptcy case. Some people do elect to file for bankruptcy on their own without...
U.S. Auto Manufacturers Are They Ready To Declare Bankruptcy?
Tip! The next step in filing for bankruptcy is to determine exactly what assets you have available to you. Your assets include your recurring income from your job, your home and major items of personal property that you might own (including such items...
May 2009
How to Get Approved For a Car Loan after Bankruptcy
Tip! Why doesn’t everyone just call bankruptcy when everything gets too hard. Put simply, your credit is ruined.
Years ago, people who had a bankruptcy on their credit report were unable to get a decent car loan, if they were able to get approved...
Average Credit Score - Decoding The Credit Myths
Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score.
The model which is used to find the average credit score is to the advantage of the consumer rather than the commonly used middle s...
Is Bankruptcy The Answer To Your Debt Problems?
Tip! Pay all of your bills on time. Bankruptcy is a means to financial recovery.
If you feel overwhelmed with debt, you’ve probably thought about filing bankruptcy. Many people see bankruptcy as a way to completely erase all their current debts,...
Can I Buy a House after Filing Bankruptcy?
Tip! Even if I file for bankruptcy creditors will still harass me and my family.
So you have run into hard times and what you said would never happen has actually come to pass; the dreaded bankruptcy. Is this the end to you chances of ever owning your ...
Increasing Your Credit Score
Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all.
Over 30 million Americans have less than perfect credit report ratings. There are a lot o...
Improving Credit Score Through A Bad Credit Auto Loan
Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score.
In past your loan applications have been rejected, because of your bad credit score. A bad credit score can happen because of vario...
April 2009
Tips for Tenants with Low Credit Score who Need a Loan!
Tip! Make every payment on time. This is the most important factor in your credit score rating.
Improving Credit Score
Before applying for a Bad Credit Tenant Loan, it is necessary for the borrower to know his credit score. Though there are lenders th...
Creditors' Committees under Bankruptcy Reform: More Representative?
Tip! You won’t lose everything that you have. While bankruptcy laws vary from state to state, every state has exemptions that protect certain kinds of assets, such as your clothes, household goods, your home and your car (up to a certain value) ...
Advantages of Buying a Home After Bankruptcy
Tip! Your creditors can not change their minds at a later date From the date of approval of your Arrangement all interest and charges are frozen. Unlike bankruptcy there is no advertisement of the IVA in a local paper.
After Bankruptcy is discharged
I...
March 2009
Good Credit After Bankruptcy
Tip! Once you narrow down the list of attorneys you are considering, the next phase in considering bankruptcy is to obtain references in regard to each of these attorneys’ prior performance. References will provide you with specific information ...
Does a Credit Report Include all Three Credit Scores?
Tip! Many credit card companies will decide whether or not to issue you a credit card with a high limit based on your credit report. If in doubt they may not issue a card at all or issue a card with a very low limit or risk.
With all the advertising to...
Bankruptcy - What Types Are There?
Tip! Get a copy of your credit report. Many times (most times) the credit accounts that are absolved with your bankruptcy are not removed from your credit report immediately.
If you feel your debts are out of control, you might be considering bankrupt...
Find Out What The Alternatives To Filing Bankruptcy Are
Tip! Your creditors can not change their minds at a later date From the date of approval of your Arrangement all interest and charges are frozen. Unlike bankruptcy there is no advertisement of the IVA in a local paper.
Filing for bankruptcy is the ver...
Credit Card Debt Consolidation Can Improve Your FICO Score
Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all.
Debt consolidation can be an excellent way to enhance your FICO and credit score. In fact...
February 2009
Bankruptcy - Chapter 13
Tip! In working towards fully understanding how to file for bankruptcy, if you do make the decision to hire a lawyer, you will need to begin an organized search to find the best attorney to meet your needs. Keep in mind that in this day and age there ...
Where To Find Online Bankruptcy Forms Processing Services
Tip! The possibility of getting loans approved will be lowered, because all creditors will first check your credit report where the bankruptcy shows.
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There are lots of ways to file bankruptcy by yourself. But, one problem you will surely find i...
Use Old Credit Cards to Raise Your Credit Score
Tip! If you are sincerely interested in improving your FICO credit score, bankruptcy MUST be avoided! Bankruptcy is more negative than late payments or collection accounts.
The popularity of switching credit card companies has grown in recent years and...
January 2009
3 in 1 Credit Report - Getting a Copy of Your Credit Report and Seeing What Needs To Be Improved
Tip! If the information provider finds that there was no error, you can request that the credit reporting agency send a copy of the disputes with any report that is requested by creditors. You can also provide an explanation of a negative report in 10...
December 2008
How You Can Obtain a Free Credit Report Online without Using a Credit Card
Tip! Also if you have been denied credit on the basis of information in a credit report, you are entitled to a free copy of your credit report from the credit bureau that supplied the credit report.
Everywhere you look there are advertisements and bann...
