August 2009
Can Delta Airlines Stave Off Bankruptcy?
Tip! Fourth step is optional; you can apply for a mortgage after bankruptcy even with bankruptcy discharged yesterday and just about any time you want.
In a move thought by some as an attempt to stave off bankruptcy as well as to generate cash, Delta A...
June 2009
Chapter 13 Bankruptcy Attorneys
Tip! Why doesn’t everyone just call bankruptcy when everything gets too hard. Put simply, your credit is ruined.
A Chapter 13 bankruptcy lawyer is the person to approach for professional help when declaring bankruptcy. He explains the principles ...
Consolidated Freight Bankruptcy; What does it mean?
Tip! The forth factor that needs to be considered on the road to filing for bankruptcy, is to determine whether you will seek professional assistance in the pursuit of a bankruptcy case. Some people do elect to file for bankruptcy on their own without...
May 2009
Secured Bankruptcy Loans
Tip! Obtain a copy of your bankruptcy and discharge papers from your attorney or the courthouse. This may include a copy fee.
Secured bankruptcy loans are one of the financial options available to those with damaged credit. Borrowing becomes easier, if...
Bankruptcy and Debt Consolidation Options
Tip! All of your debts are not wiped out in a Chapter 7 bankruptcy. There are certain types of debts that can not be discharged under Chapter 7.
With sweeping changes in credit law, consumers find themselves scrambling for solutions. Should I get cre...
Can Bad Credit Consolidation Loans Save you From Bankruptcy?
Tip! Whether you are getting a car loan, mortgage loan or personal loan, one major factor that will get you qualified is your present income. Financial institutions who offer loans after bankruptcy are more concerned about your present finances than yo...
March 2009
After a Bankruptcy
Tip! Whether you are getting a car loan, mortgage loan or personal loan, one major factor that will get you qualified is your present income. Financial institutions who offer loans after bankruptcy are more concerned about your present finances than yo...
December 2008
How to Get Financing after Filing Bankruptcy
Tip! Even if I file for bankruptcy creditors will still harass me and my family.
If you’re thinking about buying a home but have declared bankruptcy in the past, don’t give up hope. There are still ways for you to be able to find a loan, ev...
October 2008
Car Loans for People with Bad Credit - Getting an Auto Loan after Bankruptcy
Tip! It is also a requirement, for those wishing to obtain a bankruptcy home loan, to have a debt-to-income ratio of between forty-five to fifty percentile range.
Getting credit after a bankruptcy is not easy. This includes credit for mortgages, vehicl...
September 2008
5 Reasons to Buy a Car after a Bankruptcy Online
Tip! Your creditors can not change their minds at a later date From the date of approval of your Arrangement all interest and charges are frozen. Unlike bankruptcy there is no advertisement of the IVA in a local paper.
After declaring bankruptcy it is...
Take Careful Consideration Before Filing Bankruptcy
Tip! Even if I file for bankruptcy creditors will still harass me and my family.
Filing bankruptcy is not fun! It is a last resort if you are interested in keeping an active and acceptable credit report. Bankruptcy is the condition of bringing all yo...
Bankruptcy: What You Need to Know
Tip! For car loans or mortgage loans after bankruptcy, another important consideration is the down payment. If you have enough funds to put down on a car or a house, then finding a lender will not be a problem at all.
Personal bankruptcy is a legal way...
August 2008
Individual Voluntary Arrangements- A New Alternative to Bankruptcy
Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F.
This May, the Department of Trade and Industry in the UK found that the...
July 2008
Alternatives to Bankruptcy
Tip! The first step in learning how to file for bankruptcy is to make a comprehensive list of all of your creditors and outstanding debts. When you are working to determine how to file for bankruptcy, you need to appreciate that if you to proceed with...
May 2008
Mortgage Loans after Bankruptcy - Ways to Boost Your FICO Score
Tip! Your creditors can not change their minds at a later date From the date of approval of your Arrangement all interest and charges are frozen. Unlike bankruptcy there is no advertisement of the IVA in a local paper.
After a bankruptcy is discharged...
Rebuilding Credit and Avoiding Bad Debt after Bankruptcy
Tip! bankruptcy is a repayment plan that will restructure your arrearage. More than 95% of all Ch.
After you’ve filed bankruptcy, you’ll want to start building new credit. This time, you’ll want to make sure that the credit you buil...
New Bankruptcy Law - Where's the Consumer Protection?
Tip! You won’t lose everything that you have. While bankruptcy laws vary from state to state, every state has exemptions that protect certain kinds of assets, such as your clothes, household goods, your home and your car (up to a certain value) ...
April 2008
How to Avoid Bankruptcy
Tip! Pay all of your bills on time. Bankruptcy is a means to financial recovery.
Bankruptcy is a legal way to offer folks with high interest debt a fresh financial start in life. In case you are considering personal bankruptcy as an answer to your deb...
Benefits and Drawbacks of Bankruptcy
Tip! Get a copy of your credit report. Many times (most times) the credit accounts that are absolved with your bankruptcy are not removed from your credit report immediately.
Outlined below are some of the benefits and drawbacks of bankruptcy. It shou...
How Credit Card Debt Consolidation Can Help You
Tip! If Step 7 is negative or very small, your problem is that you don’t have enough money to live on with your current debt. Debt consolidation may help you, but you need to follow a strict budget that will result in the elimination all of your ...
New Bankruptcy Law Makes it Harder to Stop Foreclosure
Tip! Once you narrow down the list of attorneys you are considering, the next phase in considering bankruptcy is to obtain references in regard to each of these attorneys’ prior performance. References will provide you with specific information ...
March 2008
Design Cheap Debt Consolidation Loans On Your Own
Tip! The Debt Consolidation Representative will then contact your creditors, negotiating the lowest interest rates and reduced fees possible.
Why will a person look out for debt consolidation loans in the first place? Definitely to escape the high rate...
Guide to Unsecured Debt Consolidation Loans
Tip! You must consider whether debt consolidation is cost effective in the long term. Paying off an existing debt may incur charges for early settlement, and there may also be a fee for arranging your consolidation loan.
While approaching loan provider...
Bad Credit Debt Consolidation and Credit Card Debt Consolidation Tips
Tip! Some companies will also charge exceptionally high debt consolidation fees to people who have high interest loans. Sometimes these fees can be extremely close to, or at the state maximum for mortgage fees.
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If you have managed to get yoursel...
February 2008
Bankruptcy Help - The Effects of Filing and Alternatives to Review First
Tip! Get a copy of your credit report. Many times (most times) the credit accounts that are absolved with your bankruptcy are not removed from your credit report immediately.
Filing for Bankruptcy, regardless of whether chapter 7 or chapter 13 may hav...
