September 2009
Why You Need to Check Your Credit Score Annually
Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information.
Most North Americans no little or nothing about their current credit rat...
Drive Car by Availing Loans - Despite having Bad Credit Score
Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score.
You crave for a car. Your present financial condition does not allow you to buy a car. There is a second thought, availing car loan...
August 2009
Bankruptcy Means Testing Under the New Bankruptcy Law
Tip! Fourth step is optional; you can apply for a mortgage after bankruptcy even with bankruptcy discharged yesterday and just about any time you want.
The rush to file bankruptcy ahead of the new bankruptcy law over. Now what? Did you miss the boat if...
Atlanta Bankruptcy Lawyers
Tip! Every single state in the United States has it’s very own interpretation on bankruptcy, some better than others. In some states you are permitted to hold onto your assets while other states grab hold of everything you own and require you to ...
Louisiana Bankruptcy Lawyers
Tip! The final step in considering bankruptcy is to actually engage the services of an attorney. At this juncture, you attorney will prepare a bankruptcy petition on your behalf that will be filed in the bankruptcy court.
Although the laws of the stat...
How To Increase Your Credit Score Turn Your Dreams Into Reality
Tip! Do not apply for every car, credit card, and home that you are looking at as an eager consumer. Because every time you try to purchase a home, car, or get a new credit card your credit score is checked and the crediting agencies lower your score i...
July 2009
Keep Aside Your Credit Score, Avail Adverse Credit Secured Loans
Tip! Pay off debts to improve credit scores.
Can’t get a loan because of bad credit? Avail adverse credit secured loans and forget about your credit score. Your dreams and wishes will now take a shape and you will no more be suppressed by bad cre...
June 2009
Bankruptcy Records - A Means to Find Out Who Has Financial Problems
Tip! The final step in considering bankruptcy is to actually engage the services of an attorney. At this juncture, you attorney will prepare a bankruptcy petition on your behalf that will be filed in the bankruptcy court.
Bankruptcy records are a resu...
Repair Your Credit Card Score With Credit Card Debt Consolidation
Tip! Make every payment on time. This is the most important factor in your credit score rating.
Do you feel stressed out while paying your debts? Are you unable to handle the prevailing expenditure? Several people are there like you, so you don’...
Bankruptcy Explained
Tip! You will also have to prove how well you make payments. Again, lenders will not focus on your credit payment history ending in bankruptcy but rather on the payments that you have made since your filing.
Whether or not we want it to or mean it to, ...
April 2009
File Bankruptcy (Chapter 13)
Tip! Whether you are getting a car loan, mortgage loan or personal loan, one major factor that will get you qualified is your present income. Financial institutions who offer loans after bankruptcy are more concerned about your present finances than yo...
Advantages of Buying a Home After Bankruptcy
Tip! Your creditors can not change their minds at a later date From the date of approval of your Arrangement all interest and charges are frozen. Unlike bankruptcy there is no advertisement of the IVA in a local paper.
After Bankruptcy is discharged
I...
Bad Credit Auto Loans: How Credit Score affects your Interest Rate
Tip! Pay with cash Using debit cards and cash are good ways to control your debt (and therefore maintain a great credit score).
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If you are unfamiliar with the concept of credit score or rank and you don’t know how it is determined, you ...
I'm In Deep But I Still Know Nothing About Bankruptcy
Tip! bankruptcy is a repayment plan that will restructure your arrearage. More than 95% of all Ch.
Fortunately you aren’t stuck with just one kind of bankruptcy but you have a choice. This most often depends on the debt owed and your financial ...
March 2009
Bankruptcy - What Types Are There?
Tip! Get a copy of your credit report. Many times (most times) the credit accounts that are absolved with your bankruptcy are not removed from your credit report immediately.
If you feel your debts are out of control, you might be considering bankrupt...
The Relation Between Debt Consolidation and Your Credit Score
Tip! Keep old paid off accounts in an open status. If you close an account, it won’t help your FICO score but it could lower your credit score.
As a matter of fact, the rising credit card debt does not only bring financial worries for you, but it...
Credit Card Debt Consolidation Can Improve Your FICO Score
Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all.
Debt consolidation can be an excellent way to enhance your FICO and credit score. In fact...
February 2009
Free Online Credit Report and Score
Tip! Every negative credit record on your credit report can be negated by you at any time. The credit bureau must reinvestigate and if that item cannot be verified within a reasonable amount of time, that credit record must be removed from the credit f...
Preventing Personal Bankruptcy is the Best Bankruptcy Alternative
Tip! Whether you are getting a car loan, mortgage loan or personal loan, one major factor that will get you qualified is your present income. Financial institutions who offer loans after bankruptcy are more concerned about your present finances than yo...
How Refinancing Can Help Rebuild Your Credit Score & Mortgage History
Tip! Always be aware of the type of credit you hold because credit from financing companies can affect your credit score.
Too much credit, struggling credit payments, high debt to income ratio all affects a person’s credit rating or FICO score. F...
January 2009
Getting A Credit Report With Your Credit Card, Be Careful!
Tip! Don’t attempt to create a separate credit identity to get around your flawed credit report.
We have all seen the advertisements on the Internet telling us that we are entitled to free credit reports. But many people want to know if they can ...
December 2008
Rebuilding Credit After Bankruptcy
Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy.
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What Is Bankruptcy Chapter 7 Liquidation?
Tip! After filing for bankruptcy, all of your possessions will be in charge of the trustee.
Bankruptcy liquidation also known as Chapter 7 Bankruptcy is a legal process where most if not all of your debt can be eliminated. It may take up to six months....
November 2008
Raise Your Credit Score In Seven Easy Steps
Tip! Keep old paid off accounts in an open status. If you close an account, it won’t help your FICO score but it could lower your credit score.
How important is it really to repair one’s credit score?
Credit scores are tantamount to oneR...
