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PUBLIC MARKS from creditdebit with tags "apply credit cards" & credit

October 2009

Avoid the Thorn of Bad Credit Score: Bad Credit Wedding Loans

Tip! Do not apply for every car, credit card, and home that you are looking at as an eager consumer. Because every time you try to purchase a home, car, or get a new credit card your credit score is checked and the crediting agencies lower your score i...

Understanding The Credit Score Rating Scale

Tip! Instead of opening up a number of credit cards to raise a credit score, find a credit card with a low APR to consolidate onto one credit card. However, caution is advised on people with a short credit life in opening a number of credit...

August 2009

How To Take The Mystery Out Of Your Bad Credit Score

Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all. Is your financial reputation tarnished by a bad credit score? Perhaps you need to take a ...

June 2009

How To Improve Your Credit Score - 5 Quick Tactics

Tip! Closing unused accounts is a negative strategy to raising one’s credit score. Factually, fewer open accounts with the same amount of debt ultimately reduces a credit score. Students are not just the ones who receive report cards ever...

May 2009

Get Your Credit Score For Free Online Right Away

Tip! Make every payment on time. This is the most important factor in your credit score rating. If you plan on ever buying anything, a car, a house, anything, your credit score is going to be incredibly important for you. Your credit score is the only...

Increasing Your Credit Score

Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all. Over 30 million Americans have less than perfect credit report ratings. There are a lot o...

April 2009

Stop Waiting For the Credit Score to be Normal! Take Bad Credit Car Loan

Tip! Manage your credit card balances. It’s best for your credit score if the balance on a given card is less than 50% of the limit on that card. You need a loan to buy a car but waiting for your poor credit record to become impressive. Truly spe...

March 2009

Consolidate your Credit Card Debt and Increase your Credit Score

Tip! Any new credit: How much credit have you recently applied for and been granted. They will also look at how many enquiries have been made concerning your credit score. Are you struggling to pay your bills? Can’t seem to manage the surmounting...

February 2009

Replenish Credit Score by Credit Card Debt Management Services

Tip! My credit score will drop if multiple lenders check my credit- If you contact multiple mortgage lenders shopping for the best interest rate within a couple of week period they are grouped together into a less damaging inquiry. In essence, they wi...

Free Credit Report - 3 Ways to Improve Your Credit Score Using a Free Report Online

Tip! When reviewing your credit report, use the above listed areas of evaluation to help raise your credit score. The majority of the population is not in a position to pay cash for home and automobiles. Hence, when making a large purchase, mo...

You, Your Debt, And Your Credit Report

Tip! Education loans are also sanctioned by colleges, universities, and other institutions based on your credit report. So, if your kids are planning to go to college and qualify in professional courses then their whole future will depend on your havin...

Credit Score Essentials

Tip! Always be aware of the type of credit you hold because credit from financing companies can affect your credit score. Baseball coaches won’t make a player a designated hitter unless their batting average proves that they’re able to hit ...

December 2008

How Your Credit Score Can Get You Better Rates

Tip! Do not close old or paid off accounts. These show the credit history length and contribute to higher credit scores. Any time that you think that you may want to make a larger purchase such as a house or a vehicle it is wise to make frequent checks...

Free Credit Score Repair - Is It Really Possible?

Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score. If you are looking to repair your credit a great way to go is free credit score repair. Taking the route of free score repair is al...

November 2008

How to Increase Your Credit Score for a Home Loan

Tip! Manage your credit card balances. It’s best for your credit score if the balance on a given card is less than 50% of the limit on that card. Since mortgage lenders are businesspeople, first and foremost, they need to determine ahead of time ...

Is Citibank Credit Report Information Reliable?

Tip! Don’t attempt to create a separate credit identity to get around your flawed credit report. Citibank is not offering customers the ability to get their credit reports. However, they are giving them a good deal of information with regard to h...

October 2008

Credit Management : Your Credit Report and You

Tip! If you don’t see a creditor or collection agency on the credit report you know for a fact you owe money to, then you need to find any billing statements or collection letters you may have received. These statements and letters will have nece...

The Truth About 10 Credit Score Myths

Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all. Credit scores are enormously important to both borrowers and mortgage lenders. In the sam...

Low Credit Score Mortgage Refinance - Lock in a Low Rate with Bad Credit

Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information. Even with a low credit score, you can refinance your mortgage for a lock...

Facts You Should Know BEFORE Using A Credit Repair Company

Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation. Have you ever wondered about those ads you see from companies and law firms which offer to fix y...

September 2008

How to Dispute Credit Report Errors Faster

Do It Yourself Credit Report Repair. Downloadable eBook with step by step instructions for credit report repair. We all get caught up with every day life that we have a tendency to forget a lot of important matters in life. For example, we usually foun...

Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information. Credit scores are a major issue when it comes to getting a home loan. Fo...

August 2008

Is It Too Late to Plan for Retirement? No Way, But An Annual Credit Report Is Essential

Tip! Get a copy of your credit report. Take advantage of the free government credit report from each of the National Consumer Credit Bureaus: Equifax, TransUnion and Equifax. An annual credit report is a necessity. Institutions reporting, that show up...

Quickly Improving Your Credit Score - Get A Hold Of Your Debt

Increase Your Credit Score -Fast! Save Thousands by correcting your credit yourself. Easy step-by-step instructions. If you have a history of poor credit or think that you might, it’s important that you find out and take the steps to improve it....

Does Working With a Credit Counseling Organization Hurt Your Credit Score?

Tip! Instead of opening up a number of credit cards to raise a credit score, find a credit card with a low APR to consolidate onto one credit card. However, caution is advised on people with a short credit life in opening a number of credit...