public marks

PUBLIC MARKS from creditdebit with tags debt & bankruptcy

June 2009

Chapter 7 Bankruptcy Lawyers

Tip! Fourth step is optional; you can apply for a mortgage after bankruptcy even with bankruptcy discharged yesterday and just about any time you want. Chapter 7 bankruptcy lawyers are a class of lawyers experienced with and specialized in handling Cha...

What if General Motors Files Bankruptcy?

Tip! The forth factor that needs to be considered on the road to filing for bankruptcy, is to determine whether you will seek professional assistance in the pursuit of a bankruptcy case. Some people do elect to file for bankruptcy on their own without...

May 2009

How to Get Approved For a Car Loan after Bankruptcy

Tip! Why doesn’t everyone just call bankruptcy when everything gets too hard. Put simply, your credit is ruined. Years ago, people who had a bankruptcy on their credit report were unable to get a decent car loan, if they were able to get approved...

April 2009

Is it Possible to get Finance even after Bankruptcy?

Tip! You are not a deadbeat if you file for bankruptcy. Most people file for relief after a life-changing experience, such as a death of a spouse, divorce or job loss or after a serious illness that left them with thousands, if not tens of thousands, ...

March 2009

New Bankruptcy Law - Important Aspects To Consider With Attorneys

Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F. Bankruptcy has spun out of control and has hit a record high. A new ban...

After a Bankruptcy

Tip! Whether you are getting a car loan, mortgage loan or personal loan, one major factor that will get you qualified is your present income. Financial institutions who offer loans after bankruptcy are more concerned about your present finances than yo...

December 2008

Bankruptcy Lawyers - 4 Important Things To Remember Before You Retain One

Tip! Pay all of your bills on time. Bankruptcy is a means to financial recovery. Most debtors do not consider hiring a lawyer for the obvious reason that they cannot afford to have one. While a debtor is not required to hire a lawyer, it is recommende...

November 2008

Credit After Bankruptcy - What To Expect

Tip! Look into the total cost of fees for your bankruptcy case. It’s best to know the amount of money it is going to cost you. If you have recently filed bankruptcy, it won’t be long before you are starting to ask yourself, “Ok, now, ...

Car Loans After Bankruptcy - How Long Do You Need to Wait to Get Approved?

Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F. The key to improving credit history after a bankruptcy is rebuilding cr...

October 2008

Refinance after Bankruptcy - Applying for a Refi Loan after a Chapter 7

Tip! The final step in considering bankruptcy is to actually engage the services of an attorney. At this juncture, you attorney will prepare a bankruptcy petition on your behalf that will be filed in the bankruptcy court. Refinancing your mortgage aft...

September 2008

Bankruptcy - The Easy Option?

Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F. Incredibly, since the changes in the bankruptcy law in April 2004, debt...

August 2008

Bankruptcy: Who is to Blame?

Tip! In working towards fully understanding how to file for bankruptcy, if you do make the decision to hire a lawyer, you will need to begin an organized search to find the best attorney to meet your needs. Keep in mind that in this day and age there ...

Mandatory Credit Counseling for Those Considering Bankruptcy

Tip! Your creditors can not change their minds at a later date From the date of approval of your Arrangement all interest and charges are frozen. Unlike bankruptcy there is no advertisement of the IVA in a local paper. 1f46 Most Americans are aware ...

July 2008

How To Get Out Of Credit Card Debt Much Faster & Save Lots Of Money - Without Filing For Bankruptcy!

Tip! You must list all of your debts. Each creditor that you owe money to must be disclosed in your bankruptcy petition. The most important lesson I learned about getting out of debt is that you’ll NEVER get out of debt playing by the rules of y...

How To Avoid Bankruptcy & Get Out Of Debt Faster Using Debt Negotiation!

Tip! Pay all of your bills on time. Bankruptcy is a means to financial recovery. Has credit card debt got you thinking about bankruptcy? You’re not the only one these days. Even with the new bankruptcy laws, credit card debt continues to climb....

Credit Card Debt Relief, Avoid Bankruptcy and Rebuild Your Credit All At Once

Tip! You are not a deadbeat if you file for bankruptcy. Most people file for relief after a life-changing experience, such as a death of a spouse, divorce or job loss or after a serious illness that left them with thousands, if not tens of thousands, ...

June 2008

Individual Voluntary Arrangement IVA, an alternative to bankruptcy

Tip! You are not a deadbeat if you file for bankruptcy. Most people file for relief after a life-changing experience, such as a death of a spouse, divorce or job loss or after a serious illness that left them with thousands, if not tens of thousands, ...

May 2008

Tip! Visit Bad Credit Help for more resources and help with your credit. Life is full of ups and downs. Anybody can make mistakes while dealing with the finances. It is quite likely that you get trapped in the grey mist of debts. If you have had a hist...

April 2008

How to Find Debt Consolidation Solutions

Tip! Some companies will also charge exceptionally high debt consolidation fees to people who have high interest loans. Sometimes these fees can be extremely close to, or at the state maximum for mortgage fees. Taking loans has become a way of life bec...

Unsecured Debt Consolidation Loan Helps in Managing Your Debts

Tip! A Debt Consolidation Repayment Representatives will contact you and will work out a debt management plan. Do you need freedom from all the hassles involved in dealing with your lenders and want to become debt free? If yes, then unsecured debt cons...

The Bankruptcy Code Acknowledges the Validity of the Homestead Exemption

Tip! Obtain a copy of your bankruptcy and discharge papers from your attorney or the courthouse. This may include a copy fee. Many times the subject of bankruptcy seems baffling in its complexity. Actually the basic principals of bankruptcy are fairly ...

Debt Consolidation Secured Loans: A Race to Your Debt Free Future

Tip! Some companies will also charge exceptionally high debt consolidation fees to people who have high interest loans. Sometimes these fees can be extremely close to, or at the state maximum for mortgage fees. A debt consolidation secured loan is part...

Bankruptcy Chapters Explained

Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy. ...

Low Interest Debt Consolidation Loans - Tips on Getting Approved

Tip! You must consider whether debt consolidation is cost effective in the long term. Paying off an existing debt may incur charges for early settlement, and there may also be a fee for arranging your consolidation loan. Getting a low rate is important...

March 2008

Get Out of Debt - How to Qualify for Debt Consolidation Services

Tip! A Debt Consolidation Repayment Representatives will contact you and will work out a debt management plan. Eliminating excessive debt can remove a huge weight off your shoulders. Individuals living with too much debt suffer from high stress levels...