August 2009
Chapter 13 Bankruptcy Basics
Tip! The possibility of getting loans approved will be lowered, because all creditors will first check your credit report where the bankruptcy shows.
The purpose behind Chapter 13 Bankruptcy filing is rehabilitation of the debtor. Meaning you are given...
July 2009
What You Need to Know About Bankruptcy Records
Tip! For car loans or mortgage loans after bankruptcy, another important consideration is the down payment. If you have enough funds to put down on a car or a house, then finding a lender will not be a problem at all.
Filing for bankruptcy is a serious...
New York Bankruptcy Lawyers, II
Tip! Pay all of your bills on time. Bankruptcy is a means to financial recovery.
As in other places in the United States, bankruptcy lawyers in New York help clients who are facing foreclosures to find ways on how they can pay off their debts or devis...
Las Vegas Bankruptcy Lawyers
Tip! Spend a day at a bankruptcy court. Observing the attorneys in action can give you an idea of the attorney you want representing you.
Currently, there are about 15 million employed Americans living below the poverty line. One of the major reasons f...
June 2009
Chapter 13 Bankruptcy Lawyers
Tip! Fourth step is optional; you can apply for a mortgage after bankruptcy even with bankruptcy discharged yesterday and just about any time you want.
You can get fast and qualified personal bankruptcy lawyers who are ready and available to help you g...
May 2009
New Bankruptcy Law Restrictions Lifted for Scores of Hurricane Victims
Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F.
In late 2005, victims of both Hurricane Katrina and Hurricane Rita were...
April 2009
New Bankruptcy Laws Make Filing for Bankruptcy a Complicated Affair
Tip! It is also a requirement, for those wishing to obtain a bankruptcy home loan, to have a debt-to-income ratio of between forty-five to fifty percentile range.
As of Oct. 17, 2005, The Bankruptcy Abuse Prevention & Consumer Protection Act of 20...
January 2009
How to Rebuild Your Credit After Bankruptcy, Or Getting Your Finances Back Together Again
Tip! Spend a day at a bankruptcy court. Observing the attorneys in action can give you an idea of the attorney you want representing you.
If you are worried about rebuilding credit after bankruptcy, this article will help you with some general advice a...
Avoid Bankruptcy With 3 Effective Alternatives
Tip! Why doesn’t everyone just call bankruptcy when everything gets too hard. Put simply, your credit is ruined.
One must avoid bankruptcy while he still can. Filing bankruptcy may save one from his debts, yet this has serious demands and consequ...
December 2008
Loans After Bankruptcy - Guidlines To Help Ensure You Get Approved
Tip! Have derogatory credit items removed from your credit report. For the items charged off in your bankruptcy, you will need to send a copy (not the original) of your bankruptcy discharge papers to all 3 of the credit bureaus asking them to remove t...
New Bankruptcy Law Will Not Protect You from Identity Theft
Tip! It is also a requirement, for those wishing to obtain a bankruptcy home loan, to have a debt-to-income ratio of between forty-five to fifty percentile range.
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Recently passed by Congress with overwhelming support, the oddly-named Bankruptcy ...
October 2008
Bankruptcy? Repossession? How to Get a Car Loan with Poor Credit
Tip! If I file for bankruptcy it may cause more family troubles than I already have, maybe even divorce.
While having bad credit does not make it impossible to obtain a loan, you can expect to pay higher rates on home loans, vehicles loans, credit card...
Car Loan After Bankruptcy - A Ray Of Sunlight After A Storm
Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy.
...
September 2008
5 Reasons to Buy a Car after a Bankruptcy Online
Tip! Your creditors can not change their minds at a later date From the date of approval of your Arrangement all interest and charges are frozen. Unlike bankruptcy there is no advertisement of the IVA in a local paper.
After declaring bankruptcy it is...
3 Things to Look for in an After Bankruptcy Lender
Tip! Your creditors can not change their minds at a later date From the date of approval of your Arrangement all interest and charges are frozen. Unlike bankruptcy there is no advertisement of the IVA in a local paper.
Ready to start establishing new ...
Top Ten Reasons People File for Bankruptcy
Tip! It’s not difficult to file for bankruptcy. It really isn’t.
1. Eliminate the legal obligation to pay many of your debts.
This process of wiping the slate clean is called a discharge of debts. The goal of a discharge is to reduce debt ...
What Is A Chapter 13 Bankruptcy?
Tip! Why doesn’t everyone just call bankruptcy when everything gets too hard. Put simply, your credit is ruined.
Many consumers that are bogged down in debt frequently turn to bankruptcy as a form of restoring their financial status back to a zer...
Bankruptcy - Your Fresh Start
Tip! Look into the total cost of fees for your bankruptcy case. It’s best to know the amount of money it is going to cost you.
Most American consumers are living too close to the edge. They are carrying too much credit card and mortgage debt and ...
July 2008
How To Get Out Of Credit Card Debt Much Faster & Save Lots Of Money - Without Filing For Bankruptcy!
Tip! You must list all of your debts. Each creditor that you owe money to must be disclosed in your bankruptcy petition.
The most important lesson I learned about getting out of debt is that you’ll NEVER get out of debt playing by the rules of y...
May 2008
Credit Counseling Can Save You From Bankruptcy
Tip! Why doesn’t everyone just call bankruptcy when everything gets too hard. Put simply, your credit is ruined.
If you find yourself facing more debt than you can manage on your own, you might want to consider getting the assistance of a credit ...
Utah, the Nation's Bankruptcy Capital
Tip! The first step in learning how to file for bankruptcy is to make a comprehensive list of all of your creditors and outstanding debts. When you are working to determine how to file for bankruptcy, you need to appreciate that if you to proceed with...
April 2008
Bankruptcy Chapters Explained
Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy.
...
March 2008
Get Out of Debt - How to Qualify for Debt Consolidation Services
Tip! A Debt Consolidation Repayment Representatives will contact you and will work out a debt management plan.
Eliminating excessive debt can remove a huge weight off your shoulders.
Individuals living with too much debt suffer from high stress levels...
Student Loan Consolidation Programs - How To Take Advantage of Debt Consolidation
Tip! If Step 7 is negative or very small, your problem is that you don’t have enough money to live on with your current debt. Debt consolidation may help you, but you need to follow a strict budget that will result in the elimination all of your ...
Bankruptcy and Your Credit
Tip! You won’t lose everything that you have. While bankruptcy laws vary from state to state, every state has exemptions that protect certain kinds of assets, such as your clothes, household goods, your home and your car (up to a certain value) ...
