August 2009
How To Improve Credit Score The Easy Way
Tip! Closing unused accounts is a negative strategy to raising one’s credit score. Factually, fewer open accounts with the same amount of debt ultimately reduces a credit score.
With the plethora of consumers in debt these days, many are ...
July 2009
Credit Score Includes All of This
Tip! If you are sincerely interested in improving your FICO credit score, bankruptcy MUST be avoided! Bankruptcy is more negative than late payments or collection accounts.
Your credit report includes a lot of information about your credit behavior and...
Credit Score and Mortgages - Ways To Get A Higher Score
Tip! Pay off debts to improve credit scores.
Credit Score Basics
Your credit score is something you can see on your credit report. You will typically have three different credit scores on your credit report. This is one score from each of the three dif...
March 2009
Getting an Equifax Free Credit Report
Tip! You should contact the credit reporting agency and request that the inaccurate information be taken off. To do this you will need to send a letter of request and enclose a copy of the report with the incorrect information highlighted.
Every singl...
February 2009
How to Repair a Bad Credit Report Legally
Tip! Every negative credit record on your credit report can be negated by you at any time. The credit bureau must reinvestigate and if that item cannot be verified within a reasonable amount of time, that credit record must be removed from the credit f...
Get A Credit Report And Avoid Bankruptcy
Tip! Also if you have been denied credit on the basis of information in a credit report, you are entitled to a free copy of your credit report from the credit bureau that supplied the credit report.
In case that you have bad credit score and are not re...
January 2009
Think You Were Qualified for the Job? Your Credit Report May be the Reason You Were Not Hired
Tip! You will see the addresses for each creditor on the credit report. If it is not there, then you can call customer service to ask them to provide you with the missing information.
It is already hard enough to find a position you feel you deserve. ...
Tenants Improve Your Credit Score with Bad Credit Tenant Loan
Tip! Do not apply for every car, credit card, and home that you are looking at as an eager consumer. Because every time you try to purchase a home, car, or get a new credit card your credit score is checked and the crediting agencies lower your score i...
3 Ways To Improve Your Credit Report and Credit Score
Tip! My credit score will drop if multiple lenders check my credit- If you contact multiple mortgage lenders shopping for the best interest rate within a couple of week period they are grouped together into a less damaging inquiry. In essence, they wi...
December 2008
Why Get a Free Instant Copy of Your Credit Report Online
Tip! It is possible that a very old credit records cannot be verified because records may no longer exist after 1 or 2 years on credit report.
If you’ve ever applied for a loan, such as a mortgage or auto loan, you probably know that you have a c...
November 2008
What You Don't Know About Your Credit Score May Hurt You
Tip! If you have paid off all your debt, and your credit score seems to be at a stand still, you might want to make small purchases each month with your credit card and pay them off immediately. Often times the credit bureaus like to see at least some...
Get 3 Free Online Credit Reports With Score
Tip! Do not close old or paid off accounts. These show the credit history length and contribute to higher credit scores.
There are many different web sites available that will offer you the opportunity to get an official credit report. Simply put, many...
Auto Loans - Why Your Credit Score Matters
Tip! Pay with cash Using debit cards and cash are good ways to control your debt (and therefore maintain a great credit score).
Besides the purchase of your home, purchasing a car may be one of the most significant, important and valuable purchases ...
October 2008
The Fastest Route to a Great Credit Score
Tip! Make every payment on time. This is the most important factor in your credit score rating.
Building credit is an essential part of any financial portfolio. It allows you the freedom of using other peoples money and getting it at a low rate of ret...
Know Your Credit Score Before Applying for an Auto Loan
Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score.
It is important to know what your credit score is before you apply for an auto loan.
Finding out your current score ahead of time w...
Personal Loans for People with Bad Credit: Funds and Credit Repair!
Tip! You are under no obligation to pay for anything in advance. All the services promised by a credit repair companies must be rendered before you have to pay them.
Bad Credit Home Loans
As regards to mortgage borrowing, some companies may lend up to ...
Instant Car Loans - Using Credit Score to Get a Lower Rate
Tip! Pay the minimum monthly payments. This will repair your credit score remarkably.
Smart car buyers know the advantages of getting pre-approved for a car loan before entering a dealership. Because dealerships have shady practices that involve chargi...
September 2008
Bad Credit Secured Loan for Your Better Credit Score
Tip! Obtain a copy of your credit score report from one of the three major credit bureau agencies: Equifax, TransUnion or Experian.
A bad credit means Bankruptcies, Arrears, Defaults, Country Court JudgmentR...
How To Start Do It Your Self Credit Repair
The Attorney’s Guide To Credit Repair.
Good credit score is necessary if we want to live normal lives. Lots of people make mistake of not paying enough attention to their credit rating even though without good credit many of the everyday things ...
August 2008
Free Online Credit Score
Tip! Any new credit: How much credit have you recently applied for and been granted. They will also look at how many enquiries have been made concerning your credit score.
Whether you want to see existing debts, want to know the number assigned to you,...
Credit Score, Insurance Score and the Cost of Auto Insurance
Tip! Pay the minimum monthly payments. This will repair your credit score remarkably.
While shopping for auto insurance, an individual always aims for lower cost of insurance. In that case a good credit score may help to lower the cost. Credit score i...
Make Sure Your Credit Report Is Correct to Improve Your Interest Rates And Lower Insurance Premiums
Tip! Write to the credit reporting company about the incorrect and inaccurate information.
Did you know that you could make sure to get the best rates on your auto and homeowners insurance simply by having a good credit score.
Additionally a great c...
July 2008
Keep Your Credit History Clean - Remove A Negative Credit Record From Credit Report
Tip! Education loans are also sanctioned by colleges, universities, and other institutions based on your credit report. So, if your kids are planning to go to college and qualify in professional courses then their whole future will depend on your havin...
How To Obtain A Credit Repair Sample Letter
Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation.
There is a great deal of consumers floating around in a sea of debt at the moment and a lot of p...
Clean Credit Report: Easily Raise Your Credit Score 100 Points
Tip! Pay with cash Using debit cards and cash are good ways to control your debt (and therefore maintain a great credit score).
Your credit report contains information about where you work, live and how you pay your bills (On time or not). It also m...
