September 2009
Considering Bankruptcy -- Is This Really An Efficient Instrument For Debtors?
Tip! Prior to filing for Bankruptcy, know and explore all of your options. When all is said and done, bankruptcy should be looked at as your very last option to get you out of debt.
Considering bankruptcy ought to be a last option in attempting to re...
August 2009
Filing a Simple Bankruptcy
Tip! Look into the total cost of fees for your bankruptcy case. It’s best to know the amount of money it is going to cost you.
We all know times are tough and, for some of us, bills are getting harder to pay each month. If the debts you owe are m...
July 2009
New York Bankruptcy Lawyers
Tip! Your credit history will be damaged by bankruptcy; it will appear on your credit report for as long as 10 years.
Bankruptcy is person’s legal declaration of being insolvent. Bankruptcy can be a very difficult, complex and complicated legal p...
New York Bankruptcy Lawyers, II
Tip! Pay all of your bills on time. Bankruptcy is a means to financial recovery.
As in other places in the United States, bankruptcy lawyers in New York help clients who are facing foreclosures to find ways on how they can pay off their debts or devis...
June 2009
Bankruptcy Explained
Tip! You will also have to prove how well you make payments. Again, lenders will not focus on your credit payment history ending in bankruptcy but rather on the payments that you have made since your filing.
Whether or not we want it to or mean it to, ...
Consolidated Freight Bankruptcy; What does it mean?
Tip! The forth factor that needs to be considered on the road to filing for bankruptcy, is to determine whether you will seek professional assistance in the pursuit of a bankruptcy case. Some people do elect to file for bankruptcy on their own without...
May 2009
Bankruptcy and Debt Consolidation Options
Tip! All of your debts are not wiped out in a Chapter 7 bankruptcy. There are certain types of debts that can not be discharged under Chapter 7.
With sweeping changes in credit law, consumers find themselves scrambling for solutions. Should I get cre...
April 2009
Finding The Right Bankruptcy Attorney To Get Fast Debt Relief
Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F.
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Bankruptcy filing is at an all time high. This has caused a new ...
I'm In Deep But I Still Know Nothing About Bankruptcy
Tip! bankruptcy is a repayment plan that will restructure your arrearage. More than 95% of all Ch.
Fortunately you aren’t stuck with just one kind of bankruptcy but you have a choice. This most often depends on the debt owed and your financial ...
March 2009
Bankruptcy - What Types Are There?
Tip! Get a copy of your credit report. Many times (most times) the credit accounts that are absolved with your bankruptcy are not removed from your credit report immediately.
If you feel your debts are out of control, you might be considering bankrupt...
January 2009
Hawaii Bankruptcy Laws
Tip! For car loans or mortgage loans after bankruptcy, another important consideration is the down payment. If you have enough funds to put down on a car or a house, then finding a lender will not be a problem at all.
The declaration of bankruptcy allo...
California Bankruptcy Laws
Tip! The next step in filing for bankruptcy is to determine exactly what assets you have available to you. Your assets include your recurring income from your job, your home and major items of personal property that you might own (including such items...
Before And After Bankruptcy Filing Advice Tips
Tip! Obtain a copy of your bankruptcy and discharge papers from your attorney or the courthouse. This may include a copy fee.
Before Bankruptcy Help Advice Tips
The best bankruptcy advice tip that you should follow before anything else is to consider b...
December 2008
Loans After Bankruptcy - 4 Ways On How To Get Approved
Tip! For car loans or mortgage loans after bankruptcy, another important consideration is the down payment. If you have enough funds to put down on a car or a house, then finding a lender will not be a problem at all.
While bankruptcy appears on a cred...
November 2008
Home Equity Loan after Bankruptcy - Should You Use a Prime or Subprime Lender?
Tip! The forth factor that needs to be considered on the road to filing for bankruptcy, is to determine whether you will seek professional assistance in the pursuit of a bankruptcy case. Some people do elect to file for bankruptcy on their own without...
October 2008
Auto Loans after Bankruptcy - Should You Finance a New or Used Car?
Tip! bankruptcy is a repayment plan that will restructure your arrearage. More than 95% of all Ch.
Deciding whether to purchase a new or used car is a big decision,
especially if you have just filed a recent bankruptcy. Of course, the
decision is l...
Home Equity Loans after Bankruptcy - Choosing a Low Rate Lender
Tip! You will also have to prove how well you make payments. Again, lenders will not focus on your credit payment history ending in bankruptcy but rather on the payments that you have made since your filing.
After a recent bankruptcy, your loan options...
September 2008
3 Things to Look for in an After Bankruptcy Lender
Tip! Your creditors can not change their minds at a later date From the date of approval of your Arrangement all interest and charges are frozen. Unlike bankruptcy there is no advertisement of the IVA in a local paper.
Ready to start establishing new ...
Bankruptcy 101: It is 2006, Stay Informed
Tip! Fourth step is optional; you can apply for a mortgage after bankruptcy even with bankruptcy discharged yesterday and just about any time you want.
The Basics
I know most of you know about bankruptcy, for those of you that do not, here are some bas...
Personal Bankruptcy: Last Option To Legally Stop Bill Collectors
Tip! It’s not difficult to file for bankruptcy. It really isn’t.
Do you have stacks of unpaid bills?
Are you in debt?
Are bill collectors hounding you?
Are you frustrated and annoyed and wish to get them off your back?
If you answer yes, t...
August 2008
Bankruptcy: Who is to Blame?
Tip! In working towards fully understanding how to file for bankruptcy, if you do make the decision to hire a lawyer, you will need to begin an organized search to find the best attorney to meet your needs. Keep in mind that in this day and age there ...
Bankruptcy Abuse
Tip! All of your debts are not wiped out in a Chapter 7 bankruptcy. There are certain types of debts that can not be discharged under Chapter 7.
Bankruptcy is little more than a smack on the hand these days. Creditors are certainly not going to look ...
Bankruptcy Interest Increases as Deadline Approaches
Tip! You won’t lose everything that you have. While bankruptcy laws vary from state to state, every state has exemptions that protect certain kinds of assets, such as your clothes, household goods, your home and your car (up to a certain value) ...
Taking The Plunge Into Bankruptcy
Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy.
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New Bankruptcy Law - Targeting the Wrong People?
Tip! In working towards fully understanding how to file for bankruptcy, if you do make the decision to hire a lawyer, you will need to begin an organized search to find the best attorney to meet your needs. Keep in mind that in this day and age there ...
